Brian GarzaBrian GarzaExecutive Director, Head of Lending Engagement
About Brian
Brian Garza is an Executive Director and the Head of Lending Engagement at J.P. Morgan Wealth Management.
Brian acts as an extension of each Advisor's practice, working to understand clients' needs and connect their wealth goals to innovative lending capabilities across the firm's platform. He positions himself as a conduit to the vast array of resources offered by J.P. Morgan, providing Advisors with holistic options for various client opportunities.
Leveraging nearly two decades of experience in guiding business strategy, Brian puts the Advisors' practices and their clients at the forefront of everything he does. He is laser-focused on delivering top-notch service, and his approach blends big-picture business needs with attention to the fine details of every scenario.
Brian began his career in the financial services industry as a Teller for a small community bank. After advancing to a role in commercial lending, he became a Personal Banker and then Branch Manager at Bank of America.
As his career progressed, Brian advanced through the ranks, becoming a Regional Manager, Head of Client Experience for Home Loans Servicing, then Head of Mortgage Servicing Reconciliation and ultimately an Executive in Fulfillment for Employee Lending. He supported US Trust during most of his career at Bank of America and was a part of the US Trust and LaSalle transition teams. Brian went on to be the Head of UHNW for Home Lending at Morgan Stanley, where he managed a large team who cared for the sophisticated needs of some of the largest relationships at the firm. There, he oversaw Custom Mortgage Lending, Entity Lending and International Lending.
Brian most recently served as Head of Affluent/One Chase for Home Lending, responsible for strategy, support and execution including supporting U.S. Wealth Management and partnering with the Private Bank. He joined J.P. Morgan in 2022.
A son of Latin immigrants, Brian grew up in Fort Worth, Texas. He holds a B.S. in Finance and Marketing from Texas Wesleyan University. Brian lives in Highland Village, Texas with his wife, Angela, and their three children, Merrick, Brooks and Anderson. The Garzas are active members of Keep Nature Wild and avid fans of the Dallas Mavericks and Dallas Cowboys. He has a passion for running, travel and exploring new cuisines.
Insights
$1.5 trillion goods trade is on the line in USMCA's first test
June 18, 2026As the USMCA enters review, potentially tighter rules may shape where companies build, source and invest across North America.Read Now
What is a backdoor Roth IRA?
June 18, 2026A backdoor Roth IRA is a strategy that allows high-income earners who exceed Roth IRA contribution income limits to take advantage of a Roth IRA. Keep reading to learn more.Read Now
The IPO wave is historic. So is today’s market.
June 12, 2026A surge in new equity offerings is coming at a time of immense scale and depth in the U.S. stock market.Read Now
AI tools and your privacy: What you need to know
June 10, 2026Easy-to-use artificial intelligence tools may soon change our work and school lives. But they come with a host of new privacy threats. Here are some ways to help protect yourself.Read Now
What to expect at Kevin Warsh’s first Federal Reserve meeting as chair: 3 things to watch for when the FOMC meets in June
June 8, 2026The June FOMC meeting will be Kevin Warsh's first as chair. His communication style and handling of the policy statement may offer early signals about how he plans to lead the Federal Reserve moving forward.Read Now
Is the momentum trade over?
June 5, 2026With momentum dispersion at its widest since 1990, the summer calm could open the door for overlooked sectors. We examine where new leadership may emerge and what it may mean for positioning.Read Now
Jetting off for the season? Avoid these cybersecurity and safety pitfalls
June 5, 2026As you prepare for your next vacation, consider these tips to help safeguard personal and digital security while you travel.Read Now
Business succession planning: Building an effective team
June 4, 2026The first step to a successful business succession plan is building an effective team of professionals. Here are some things to consider.Read Now
Where to invest cash to boost its yield
June 1, 2026Cash is essential to cover immediate expenses and emergencies, but yours may not be reaching its full potential. Learn how to make the most of your cash holdings.Read Now$1.5 trillion goods trade is on the line in USMCA's first test
June 18, 2026As the USMCA enters review, potentially tighter rules may shape where companies build, source and invest across North America.Read NowWhat is a backdoor Roth IRA?
June 18, 2026A backdoor Roth IRA is a strategy that allows high-income earners who exceed Roth IRA contribution income limits to take advantage of a Roth IRA. Keep reading to learn more.Read NowThe IPO wave is historic. So is today’s market.
June 12, 2026A surge in new equity offerings is coming at a time of immense scale and depth in the U.S. stock market.Read NowAI tools and your privacy: What you need to know
June 10, 2026Easy-to-use artificial intelligence tools may soon change our work and school lives. But they come with a host of new privacy threats. Here are some ways to help protect yourself.Read NowWhat to expect at Kevin Warsh’s first Federal Reserve meeting as chair: 3 things to watch for when the FOMC meets in June
June 8, 2026The June FOMC meeting will be Kevin Warsh's first as chair. His communication style and handling of the policy statement may offer early signals about how he plans to lead the Federal Reserve moving forward.Read NowIs the momentum trade over?
June 5, 2026With momentum dispersion at its widest since 1990, the summer calm could open the door for overlooked sectors. We examine where new leadership may emerge and what it may mean for positioning.Read NowJetting off for the season? Avoid these cybersecurity and safety pitfalls
June 5, 2026As you prepare for your next vacation, consider these tips to help safeguard personal and digital security while you travel.Read NowBusiness succession planning: Building an effective team
June 4, 2026The first step to a successful business succession plan is building an effective team of professionals. Here are some things to consider.Read NowWhere to invest cash to boost its yield
June 1, 2026Cash is essential to cover immediate expenses and emergencies, but yours may not be reaching its full potential. Learn how to make the most of your cash holdings.Read Now