Brian GarzaBrian GarzaExecutive Director, Head of Lending Engagement
About Brian
Brian Garza is an Executive Director and the Head of Lending Engagement at J.P. Morgan Wealth Management.
Brian acts as an extension of each advisor’s practice, working to understand clients’ needs and connect their wealth goals to innovative lending capabilities across the firm’s platform. He positions himself as a conduit to the vast array of resources offered by J.P. Morgan, providing advisors with holistic options for various client opportunities.
Leveraging nearly two decades of experience in guiding business strategy, Brian puts the advisors’ practices and their clients at the forefront of everything he does. He is laser-focused on delivering top-notch service, and his approach blends big-picture business needs with attention to the fine details of every scenario.
Brian began his career in the financial services industry as a teller for a small community bank. After advancing to a role in commercial lending, he became a Personal Banker and then Branch Manager at Bank of America.
As his career progressed, Brian advanced through the ranks, becoming a Regional Manager, Head of Client Experience for Home Loans Servicing, then Head of Mortgage Servicing Reconciliation and ultimately an Executive in Fulfillment for Employee Lending. He supported US Trust during most of his career at Bank of America and was a part of the US Trust and LaSalle transition teams. Brian went on to be the Head of Ultra High Net Worth for Home Lending at Morgan Stanley, where he managed a large team who cared for the sophisticated needs of some of the largest relationships at the firm. There, he oversaw Custom Mortgage Lending, Entity Lending and International Lending.
Brian most recently served as Head of Affluent/One Chase for Home Lending, responsible for strategy, support and execution including supporting U.S. Wealth Management and partnering with the Private Bank. He joined J.P. Morgan in 2022.
A son of Latin immigrants, Brian grew up in Fort Worth, Texas. He holds a B.S. in Finance and Marketing from Texas Wesleyan University. Brian lives in Highland Village, Texas with his wife, Angela, and their three children, Merrick, Brooks and Anderson. The Garzas are active members of Keep Nature Wild and avid fans of the Dallas Mavericks and Dallas Cowboys. He has a passion for running, travel and exploring new cuisines.
Insights
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August 13, 2026The process of fostering empowered, responsible family members begins early and remains a lifelong journey. Our 10x10 model outlines key competencies to master at various life stages.Read NowInsight 6: Active cross-generational stakeholder alliance
August 13, 2026As a family enterprise expands and shifts over the decades, the different generations and professional management must come together to drive success through legacy and innovation.Read NowInsight 7: Develop a capable and committed rising generation
August 13, 2026Members of the younger generation are the future stewards of the family enterprise, so it is important to invest time and resources in cultivating their interests and skills.Read NowHow does the stock market perform during midterm election years? A guide for investors
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August 11, 2026International stock market performance has diverged in 2026. See how Europe, China, India and Japan are tracking – and why rates, sector concentration and currency moves can change results for U.S. investors.Read NowAI’s next act doesn’t have to choose
August 7, 2026A rare shift is underway as semiconductor and hyperscaler stocks rally together, reflecting a broadening belief in AI’s commercial viability and multiyear growth prospects.Read NowIntroduction to succession planning for business owners
August 7, 2026A successful business transition requires a methodical approach, but many business owners are unprepared for what comes next. Learn the basics of business succession planning.Read NowWill the Fed hike rates in September? A 25-basis-point move is now expected: Why July’s hold has ‘lowered the bar’
August 5, 2026A 0.25-percentage-point hike is now expected at the September Fed meeting as Iran-related supply shocks keep energy costs high and markets question the Fed’s inflation credibility.Read Now