
Brian GarzaBrian GarzaExecutive Director, Head of Lending Engagement
About Brian
Brian Garza is an Executive Director and the Head of Lending Engagement at J.P. Morgan Wealth Management.
Brian acts as an extension of each Advisor's practice, working to understand clients' needs and connect their wealth goals to innovative lending capabilities across the firm's platform. He positions himself as a conduit to the vast array of resources offered by J.P. Morgan, providing Advisors with holistic options for various client opportunities.
Leveraging nearly two decades of experience in guiding business strategy, Brian puts the Advisors' practices and their clients at the forefront of everything he does. He is laser-focused on delivering top-notch service, and his approach blends big-picture business needs with attention to the fine details of every scenario.
Brian began his career in the financial services industry as a Teller for a small community bank. After advancing to a role in commercial lending, he became a Personal Banker and then Branch Manager at Bank of America.
As his career progressed, Brian advanced through the ranks, becoming a Regional Manager, Head of Client Experience for Home Loans Servicing, then Head of Mortgage Servicing Reconciliation and ultimately an Executive in Fulfillment for Employee Lending. He supported US Trust during most of his career at Bank of America and was a part of the US Trust and LaSalle transition teams. Brian went on to be the Head of UHNW for Home Lending at Morgan Stanley, where he managed a large team who cared for the sophisticated needs of some of the largest relationships at the firm. There, he oversaw Custom Mortgage Lending, Entity Lending and International Lending.
Brian most recently served as Head of Affluent/One Chase for Home Lending, responsible for strategy, support and execution including supporting U.S. Wealth Management and partnering with the Private Bank. He joined J.P. Morgan in 2022.
A son of Latin immigrants, Brian grew up in Fort Worth, Texas. He holds a B.S. in Finance and Marketing from Texas Wesleyan University. Brian lives in Highland Village, Texas with his wife, Angela, and their three children, Merrick, Brooks and Anderson. The Garzas are active members of Keep Nature Wild and avid fans of the Dallas Mavericks and Dallas Cowboys. He has a passion for running, travel and exploring new cuisines.
Insights

When oil jumps, household wealth guides the economy
March 13, 2026Oil spikes could transmit through the economy faster via equities than the pump, pressuring spending through the wealth effect. What could that mean for inflation paths, equity sensitivity and near-term demand?Read Now
Wealth planning is a women’s issue
March 12, 2026While supporting women during earning years is important, it is equally important that women are also equipped for what comes after – and in particular, that means having a comprehensive wealth plan.Read Now
What to know about tax-aware borrowing
March 11, 2026Individuals can choose to take out loans in a way that may minimize their tax liability – this is called tax-aware borrowing. Learn more about it.Read Now
What to consider when you’re considering alternative investments
March 9, 2026Prioritizing due diligence and manager selection can be key to building an allocation to alternatives that enhances your portfolio’s diversification and outperformance potential.Read Now
Oil shock jolts American stocks into driver’s seat … for now
March 6, 2026Despite the latest Middle East conflict and a surge in oil prices, U.S. equities remain resilient amid international volatility.Read Now
What is tangled title and how can it be avoided?
March 5, 2026Home ownership is one of the most common ways of building generational wealth, but tangled titles can be a hurdle in achieving this. Read on to learn more.Read Now
What are my options to save for my children’s education?
March 5, 2026Planning early for your children’s and grandchildren’s education can help you cover these expenses in a tax-efficient manner. Read more on saving for education.Read Now
What are the tax changes for 2026?
March 3, 2026There are many tax code changes on the horizon that are the result of the One Big Beautiful Bill Act. Become familiar with what they are as you optimize your 2026 financial plan.Read Now
AI vs. AI: The arms race for security
February 27, 2026As panic around artificial intelligence (AI) fuels exaggerated fears of disruption and sell-offs, cybersecurity and sovereign infrastructure stand to benefit as critical levers of AI adoption.Read Now
When oil jumps, household wealth guides the economy
March 13, 2026Oil spikes could transmit through the economy faster via equities than the pump, pressuring spending through the wealth effect. What could that mean for inflation paths, equity sensitivity and near-term demand?Read Now
Wealth planning is a women’s issue
March 12, 2026While supporting women during earning years is important, it is equally important that women are also equipped for what comes after – and in particular, that means having a comprehensive wealth plan.Read Now
What to know about tax-aware borrowing
March 11, 2026Individuals can choose to take out loans in a way that may minimize their tax liability – this is called tax-aware borrowing. Learn more about it.Read Now
What to consider when you’re considering alternative investments
March 9, 2026Prioritizing due diligence and manager selection can be key to building an allocation to alternatives that enhances your portfolio’s diversification and outperformance potential.Read Now
Oil shock jolts American stocks into driver’s seat … for now
March 6, 2026Despite the latest Middle East conflict and a surge in oil prices, U.S. equities remain resilient amid international volatility.Read Now
What is tangled title and how can it be avoided?
March 5, 2026Home ownership is one of the most common ways of building generational wealth, but tangled titles can be a hurdle in achieving this. Read on to learn more.Read Now
What are my options to save for my children’s education?
March 5, 2026Planning early for your children’s and grandchildren’s education can help you cover these expenses in a tax-efficient manner. Read more on saving for education.Read Now
What are the tax changes for 2026?
March 3, 2026There are many tax code changes on the horizon that are the result of the One Big Beautiful Bill Act. Become familiar with what they are as you optimize your 2026 financial plan.Read Now
AI vs. AI: The arms race for security
February 27, 2026As panic around artificial intelligence (AI) fuels exaggerated fears of disruption and sell-offs, cybersecurity and sovereign infrastructure stand to benefit as critical levers of AI adoption.Read Now
