Brian GarzaBrian GarzaExecutive Director, Head of Lending Engagement
About Brian
Brian Garza is an Executive Director and the Head of Lending Engagement at J.P. Morgan Wealth Management.
Brian acts as an extension of each Advisor's practice, working to understand clients' needs and connect their wealth goals to innovative lending capabilities across the firm's platform. He positions himself as a conduit to the vast array of resources offered by J.P. Morgan, providing Advisors with holistic options for various client opportunities.
Leveraging nearly two decades of experience in guiding business strategy, Brian puts the Advisors' practices and their clients at the forefront of everything he does. He is laser-focused on delivering top-notch service, and his approach blends big-picture business needs with attention to the fine details of every scenario.
Brian began his career in the financial services industry as a Teller for a small community bank. After advancing to a role in commercial lending, he became a Personal Banker and then Branch Manager at Bank of America.
As his career progressed, Brian advanced through the ranks, becoming a Regional Manager, Head of Client Experience for Home Loans Servicing, then Head of Mortgage Servicing Reconciliation and ultimately an Executive in Fulfillment for Employee Lending. He supported US Trust during most of his career at Bank of America and was a part of the US Trust and LaSalle transition teams. Brian went on to be the Head of UHNW for Home Lending at Morgan Stanley, where he managed a large team who cared for the sophisticated needs of some of the largest relationships at the firm. There, he oversaw Custom Mortgage Lending, Entity Lending and International Lending.
Brian most recently served as Head of Affluent/One Chase for Home Lending, responsible for strategy, support and execution including supporting U.S. Wealth Management and partnering with the Private Bank. He joined J.P. Morgan in 2022.
A son of Latin immigrants, Brian grew up in Fort Worth, Texas. He holds a B.S. in Finance and Marketing from Texas Wesleyan University. Brian lives in Highland Village, Texas with his wife, Angela, and their three children, Merrick, Brooks and Anderson. The Garzas are active members of Keep Nature Wild and avid fans of the Dallas Mavericks and Dallas Cowboys. He has a passion for running, travel and exploring new cuisines.
Insights
Insight 7: Develop a capable and committed rising generation
August 5, 2025Members of the younger generation are the future stewards of the family enterprise, so it is important to invest time and resources in cultivating their interests and skills.Read Now
July Jobs report highlights US job growth has slowed significantly; markets react negatively
August 4, 2025Job growth slowed in July with only 73,000 new jobs added and earlier months revised sharply lower, showing the labor market has weakened.Read Now
Differentiating large from small: Firm size and exposure to trade tensions
August 1, 2025With tariffs likely to settle at elevated rates, we explore how company size may shape the impactRead Now
July 2025 Fed meeting: Rates hold steady once again, potentially setting up fall intrigue
July 31, 2025The Federal Reserve held rates steady once again in July, but the decision wasn’t unanimous. What could that mean for economic policy going forward?Read Now
Insight 1: Build and sustain a “great” extended family
July 30, 2025Investing in family development can have a long-lasting impact on your family’s wealth and legacy of values and traditions.Read Now
Defying the tariff drag: 3 reasons markets are moving forward
July 25, 2025The risks are real, but so is resilience. Here’s why fears about trade and policy setbacks are fading.Read Now
Capitalizing on the tax-deferral advantage of a variable annuity
July 24, 2025A variable annuity is a tax-deferred retirement product that accumulates funds or distributes income based on the performance of the underlying investment options chosen by the contract owner. Read why this can be especially beneficial for individuals in a high tax bracket.Read Now
How to use life insurance as a financial asset
July 23, 2025Yes, life insurance can offer a benefit to loved ones when you pass, but it can also be a financial asset during your life. Learn how it works.Read Now
How much of your portfolio should be in non-U.S. stocks?
July 22, 2025Explore why it may be beneficial to consider adding non‑U.S. equities by examining valuation shifts, volatility patterns and long‑term return potential.Read NowInsight 7: Develop a capable and committed rising generation
August 5, 2025Members of the younger generation are the future stewards of the family enterprise, so it is important to invest time and resources in cultivating their interests and skills.Read NowJuly Jobs report highlights US job growth has slowed significantly; markets react negatively
August 4, 2025Job growth slowed in July with only 73,000 new jobs added and earlier months revised sharply lower, showing the labor market has weakened.Read NowDifferentiating large from small: Firm size and exposure to trade tensions
August 1, 2025With tariffs likely to settle at elevated rates, we explore how company size may shape the impactRead NowJuly 2025 Fed meeting: Rates hold steady once again, potentially setting up fall intrigue
July 31, 2025The Federal Reserve held rates steady once again in July, but the decision wasn’t unanimous. What could that mean for economic policy going forward?Read NowInsight 1: Build and sustain a “great” extended family
July 30, 2025Investing in family development can have a long-lasting impact on your family’s wealth and legacy of values and traditions.Read NowDefying the tariff drag: 3 reasons markets are moving forward
July 25, 2025The risks are real, but so is resilience. Here’s why fears about trade and policy setbacks are fading.Read NowCapitalizing on the tax-deferral advantage of a variable annuity
July 24, 2025A variable annuity is a tax-deferred retirement product that accumulates funds or distributes income based on the performance of the underlying investment options chosen by the contract owner. Read why this can be especially beneficial for individuals in a high tax bracket.Read NowHow to use life insurance as a financial asset
July 23, 2025Yes, life insurance can offer a benefit to loved ones when you pass, but it can also be a financial asset during your life. Learn how it works.Read NowHow much of your portfolio should be in non-U.S. stocks?
July 22, 2025Explore why it may be beneficial to consider adding non‑U.S. equities by examining valuation shifts, volatility patterns and long‑term return potential.Read Now