
Howard S. RowenHoward S. RowenManaging DirectorWealth Partner
About Howard
Howard Rowen is a Wealth Partner and Managing Director at J.P. Morgan Wealth Management.
Howard works closely with ultra-high-net-worth individuals, entrepreneurs, executives and family offices whose needs have evolved to a more sophisticated set of requirements. He is a seasoned advisor with a career spanning more than three decades, and is proud of his reputation for delivering high-touch service and helping clients to successfully execute a customized goals-based wealth plan.
Growing up in Ridgewood, New Jersey, Howard was surrounded by a community of Wall Street executives. Howard's father had a long career in financial services, highlighted by founding Merrill Lynch Bank and Trust in 1985. This upbringing led him to develop an early understanding and passion for the financial markets.
Howard attended the University of Southern California, where he majored in Economics. His professional path was then forged at Alex. Brown & Sons, where he played an influential role for more than 15 years. He also held stints at UBS and Merrill Lynch before joining J.P. Morgan in 2022.
A resident of Pacific Palisades in Southern California, Howard is raising three children, all of whom are currently studying on the East Coast: a freshman at St. George's boarding school, a freshman at the University of Richmond and a sophomore at Bucknell University. He believes in giving back to his community and serves on the board of the L.A. Police Foundation. In his free time, Howard enjoys playing golf, skiing, openwater swimming, and spending time with family at his summer home in Nantucket, Massachusetts.
Insights

5 generational shifts reshaping family wealth planning today
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Using donor-advised funds to create college scholarships
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Toto, I don’t think it’s the Fed anymore
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New York estate tax planning considerations
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Should you convert your traditional IRA to a Roth IRA?
September 1, 2026Converting from a traditional IRA to a Roth IRA is a significant decision that requires careful planning. Here are some things to consider.Read Now
5 generational shifts reshaping family wealth planning today
September 10, 2026From supporting adult children to hiring health concierges, broad societal changes are changing how some families think about wealth management. Here’s how to adapt to today’s shifting landscape.Read Now
A historical look at the giving season
September 9, 2026The end of the year, also called giving season, is a big driver of charitable donations in the U.S. This practice dates back many years and comes with notable financial benefits.Read Now
Kevin Warsh says there's still 'work to do' to fight inflation. Will the Fed hike rates at the September meeting?
September 9, 2026The next Fed meeting on September 15–16 comes with a big question: Hike or hold rates? The decision ultimately hinges on inflation and the labor market.Read Now
Using donor-advised funds to create college scholarships
September 8, 2026A donor-advised fund can help you support students’ education in a way that reflects your values and honors your legacy.Read Now
Business succession planning: Valuing your business
September 8, 2026Understand the basics of business valuation and how it can help you make better-informed decisions as your company grows and you get closer to succession.Read Now
Toto, I don’t think it’s the Fed anymore
September 3, 2026Bond yields are rising, but not for the reasons many expect. Energy markets and term premiums are connected in a way they haven’t been before.Read Now
US-Canada trade escalation: Why autos and oil matter more than today’s tariffs
September 2, 2026U.S.–Canada tariffs may have limited near-term economic impacts, but a further shift in policy – especially in autos or energy – could complicate the inflation and growth outlook.Read Now
New York estate tax planning considerations
September 2, 2026When creating an estate plan, you and your tax and legal advisors should consider state laws as well as federal rules. Here are key items for people with New York State ties.Read Now
Should you convert your traditional IRA to a Roth IRA?
September 1, 2026Converting from a traditional IRA to a Roth IRA is a significant decision that requires careful planning. Here are some things to consider.Read Now
