
Howard S. RowenHoward S. RowenManaging DirectorWealth Partner
About Howard
Howard Rowen is a Wealth Partner and Managing Director at J.P. Morgan Wealth Management.
Howard works closely with ultra-high-net-worth individuals, entrepreneurs, executives and family offices whose needs have evolved to a more sophisticated set of requirements. He is a seasoned advisor with a career spanning more than three decades, and is proud of his reputation for delivering high-touch service and helping clients to successfully execute a customized goals-based wealth plan.
Growing up in Ridgewood, New Jersey, Howard was surrounded by a community of Wall Street executives. Howard's father had a long career in financial services, highlighted by founding Merrill Lynch Bank and Trust in 1985. This upbringing led him to develop an early understanding and passion for the financial markets.
Howard attended the University of Southern California, where he majored in Economics. His professional path was then forged at Alex. Brown & Sons, where he played an influential role for more than 15 years. He also held stints at UBS and Merrill Lynch before joining J.P. Morgan in 2022.
A resident of Pacific Palisades in Southern California, Howard is raising three children, all of whom are currently studying on the East Coast: a freshman at St. George's boarding school, a freshman at the University of Richmond and a sophomore at Bucknell University. He believes in giving back to his community and serves on the board of the L.A. Police Foundation. In his free time, Howard enjoys playing golf, skiing, openwater swimming, and spending time with family at his summer home in Nantucket, Massachusetts.
Insights

How an annuity can help you plan for retirement
October 7, 2025As you approach retirement, you may be wondering what the next steps are for your investments. An annuity may be an effective tool for you in retirement by providing a steady and reliable income stream.Read Now
Weathering retirement and estate planning headwinds facing LGBTQ+ people
October 7, 2025How can LGBTQ+ individuals and couples navigate unique needs for successful retirement and estate plans?Read Now
Make philanthropy a family affair
October 6, 2025There are many ways to engage younger generations in philanthropic pursuits. Learn about them here.Read Now
Government shutdown pauses jobs report: What’s the impact for the Fed?
October 3, 2025With the government shutdown delaying the September jobs report, read more about what this could mean for the Fed’s deliberations on future interest rate cuts.Read Now
Shutdowns and market highs: The top 3 questions investors are asking now
October 3, 2025We explore what the shutdown, Federal Reserve cuts and the AI rally mean for investors.Read Now
Unmasking social engineering: Protecting your wealth from deceptive cyber tactics
October 1, 2025Social engineering is a powerful tool used by cybercriminals to manipulate individuals into revealing sensitive information, using tactics such as phishing, artificial intelligence and more. Discover how to recognize and thwart these tactics.Read Now
The social media seesaw: How family guidelines balance sharing with security
October 1, 2025As individuals’ and families’ profiles and finances increase, so does their likelihood of becoming targets of cybercrime and facing reputational damage. Learn more here.Read Now
What this government shutdown may mean for the stock market and investors
October 1, 2025While the broader economic and market impact of a government shutdown is usually modest, there are certain risks to be aware of with this most recent shutdown.Read Now
How to take care of a vacant home
September 30, 2025If you’re a fiduciary for an estate, understanding the essential steps and considerations for the vacant home’s maintenance and security is crucial to ensure the property is ready for future use or sale.Read Now
How an annuity can help you plan for retirement
October 7, 2025As you approach retirement, you may be wondering what the next steps are for your investments. An annuity may be an effective tool for you in retirement by providing a steady and reliable income stream.Read Now
Weathering retirement and estate planning headwinds facing LGBTQ+ people
October 7, 2025How can LGBTQ+ individuals and couples navigate unique needs for successful retirement and estate plans?Read Now
Make philanthropy a family affair
October 6, 2025There are many ways to engage younger generations in philanthropic pursuits. Learn about them here.Read Now
Government shutdown pauses jobs report: What’s the impact for the Fed?
October 3, 2025With the government shutdown delaying the September jobs report, read more about what this could mean for the Fed’s deliberations on future interest rate cuts.Read Now
Shutdowns and market highs: The top 3 questions investors are asking now
October 3, 2025We explore what the shutdown, Federal Reserve cuts and the AI rally mean for investors.Read Now
Unmasking social engineering: Protecting your wealth from deceptive cyber tactics
October 1, 2025Social engineering is a powerful tool used by cybercriminals to manipulate individuals into revealing sensitive information, using tactics such as phishing, artificial intelligence and more. Discover how to recognize and thwart these tactics.Read Now
The social media seesaw: How family guidelines balance sharing with security
October 1, 2025As individuals’ and families’ profiles and finances increase, so does their likelihood of becoming targets of cybercrime and facing reputational damage. Learn more here.Read Now
What this government shutdown may mean for the stock market and investors
October 1, 2025While the broader economic and market impact of a government shutdown is usually modest, there are certain risks to be aware of with this most recent shutdown.Read Now
How to take care of a vacant home
September 30, 2025If you’re a fiduciary for an estate, understanding the essential steps and considerations for the vacant home’s maintenance and security is crucial to ensure the property is ready for future use or sale.Read Now