Michael RamseyMichael RamseyVice President, Liquidity Specialist
About Michael
Michael Ramsey is a Vice President and Liquidity Specialist at J.P. Morgan Wealth Management, covering the Southern California region.
The Liquidity Specialists are a team of dedicated, experienced professionals who partner with advisors and their clients to understand liquidity needs and develop bespoke cash management strategies that can align with client goals.
In his role, Mike helps bring clarity to how cash fits within a broader wealth strategy. He collaborates with advisors to explore approaches that can enhance cash yield while maintaining flexibility for upcoming opportunities or obligations. His work is centered on understanding each client’s liquidity profile and helping advisors incorporate thoughtful cash management considerations alongside broader portfolio and planning discussions. Mike also helps evaluate the competitive landscape and prevailing rate environment, supporting the development of customized strategies intended to align with both near- and long-term liquidity priorities while maintaining a focus on principal stability.
Mike joined J.P. Morgan in 2024. Previously, he served as an Associate Vice President at Nuveen Investments, where he worked across multiple market areas including municipal bonds, taxable fixed income, equities and alternatives. Across nearly a decade in financial services, Mike has developed experience supporting advisors with market insights and investment perspectives. He holds a B.S. in Business Management as well as the FINRA Series 7 and 66 securities licenses.
Mike lives in Redondo Beach, California. Outside of work, he enjoys spending time outdoors and pursuing hobbies such as surfing, baseball and golf.
Insights
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April 24, 2026Despite persistent geopolitical uncertainty and a naval blockade in the Middle East, global equities have staged a rapid recovery, bolstered in the U.S. by durable earnings fundamentals in tech and beyond.Read Now3 ways to stay active while in retirement
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April 21, 2026The wash sale rule is a regulation that prevents taxpayers from claiming an immediate loss on assets they still own. Learn more about what a wash sale is.Read NowEmerging markets may offer more than meets the eye – selectivity matters
April 17, 2026Beneath broad market caution, pockets of resilience across emerging markets could be worth a closer look. Growing dispersion and stronger fundamentals may favor a more selective approach to the asset class.Read NowThe art of making your estate plan matter: Using your superpower as a ‘wise giver’
April 15, 2026Transferring wealth is an act of benevolence, but you shouldn’t do it without considering the type of transaction a gift represents. Wise givers will take into account the needs and wants of the recipient as they decide how to give and how much.Read NowA balancing act: The trade-off between debt and defense
April 10, 2026As defense budgets grow, debt concerns may limit how far and fast the spend goes. But with record amounts proposed and increasing geopolitical uncertainty, the sector is poised to build on its boom.Read NowWhen disaster strikes: How to give with intention and impact
April 2, 2026After a disaster, it’s natural to want to take action. A short- and long-term disaster philanthropy strategy can ensure your gifts are given when most needed and have a lasting impact.Read NowThe defensive playbook isn’t your average inflation roadmap
April 2, 2026Inflation fears are back, but the go-to strategy can add oil and input-cost exposure. Utilities and healthcare may frame a quieter defense.Read NowWhy cash flow forecasting and succession planning matter
March 30, 2026As a business owner, effective cash flow management is crucial. From growth to legacy, read on to learn the important components of a well-balanced strategy.Read Now