Miguel Ramirez IIIMiguel Ramirez III
Executive Director, Area Product Owner for Full-Service Margin Lending

About Miguel

Miguel Ramirez is an Executive Director and the Area Product Owner for Full-Service Margin Lending at J.P. Morgan Wealth Management.

Drawing from extensive experience acquired over 20-plus years working in the margin space, Miguel's primary focus is on delivering tools that help to uplift the overall user experience. He partners with stakeholders across the firm, identifying opportunities to improve the firm's offering through the advancement of core systems. He provides written content that explains each product and participates in industry-wide forums with regulators to keep apprised of current trends, risks and updates.

Miguel began his career at J.P. Morgan more than two decades ago in the Retail Margin department within Operations. From there, he took a role in Custom Credit, focusing on a broad range of specialized brokerage loans. Innately curious, Miguel continuously learns more about the firm's offerings, which he says is a testament to the situational complexities involved with margin. Even so, his knowledge base is such that over the years, he has been tapped to develop training courses that give an overview of the margin product for the firm. He holds FINRA Series 4, 7, 24 and 99 securities licenses.

Miguel lives in New Jersey with his wife and two children, along with their dog and hermit crab. He enjoys the simple things in life: the smell of a charcoal BBQ, a good game on the TV and watching his kids' personalities develop.

Insights

Markets

Where will tariff rates settle? 3 scenarios explained

April 17, 2025Amid rapid policy changes, we’re refining our views on global economies and markets.Read Now
Sustainability

Debunking the top five sustainable investing myths

April 16, 2025Sustainable investing may help you achieve your financial goals while incorporating personal values. Despite its popularity, misconceptions still exist. Here’s the truth behind some of the most common sustainable investing myths.Read Now
Family Legacy

When disaster strikes: How to give with intention and impact

April 16, 2025After a disaster, it’s natural to want to take action. A short- and long-term disaster philanthropy strategy can ensure your gifts are given when most needed and have a lasting impact.Read Now
Personalized guidance begins with a conversation.
Access the firm-wide capabilities of a global financial leader at your side. Take the next step to unlock new opportunities that align with your financial goals.