Miguel Ramirez IIIMiguel Ramirez IIIExecutive Director, Area Product Owner for Full-Service Margin Lending
About Miguel
Miguel Ramirez is an Executive Director and the Area Product Owner for Full-Service Margin Lending at J.P. Morgan Wealth Management.
Drawing from extensive experience acquired over 20-plus years working in the margin space, Miguel's primary focus is on delivering tools that help to uplift the overall user experience. He partners with stakeholders across the firm, identifying opportunities to improve the firm's offering through the advancement of core systems. He provides written content that explains each product and participates in industry-wide forums with regulators to keep apprised of current trends, risks and updates.
Miguel began his career at J.P. Morgan more than two decades ago in the Retail Margin department within Operations. From there, he took a role in Custom Credit, focusing on a broad range of specialized brokerage loans. Innately curious, Miguel continuously learns more about the firm's offerings, which he says is a testament to the situational complexities involved with margin. Even so, his knowledge base is such that over the years, he has been tapped to develop training courses that give an overview of the margin product for the firm. He holds FINRA Series 4, 7, 24 and 99 securities licenses.
Miguel lives in New Jersey with his wife and two children, along with their dog and hermit crab. He enjoys the simple things in life: the smell of a charcoal BBQ, a good game on the TV and watching his kids' personalities develop.
Insights
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September 19, 2025This rate cut – during a slowdown, not a slump – may support global risk assets. Here are the regions we’re focusing on.Read NowSeptember 2025 Fed meeting: Interest rates slashed by 25 basis points, signaling policy shift
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September 16, 2025Understand the basics of business valuation and how it can help you make better-informed decisions as your company grows and you get closer to succession.Read Now6 strategies to consider before year-end
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September 12, 2025Consumer prices rose 0.4% in August, bringing annual inflation to 2.9% as the Federal Reserve weighs interest rate cuts.Read Now