Miranda HolmesMiranda Holmes, CFP®, ChFC®, CRPC®Managing Director, Wealth Planner
About Miranda
Miranda Holmes is a Managing Director, Wealth Planner and the Northwest Team Lead for J.P. Morgan Wealth Management's Wealth Planning and Advice team.
A CERTIFIED FINANCIAL PLANNER® professional, Miranda brings more than 25 years of experience consulting with high- and ultra-high-net-worth clients and their families on important objectives and goals. Her focus is on executive compensation and benefit planning, concentrated stock positions, private equity and venture capital interests, the formation of family entities, closely held businesses, gifting strategies and other multi-generational wealth transfer planning strategies. Miranda is also skilled in income and cash flow planning, estate planning, philanthropic planning and the implementation of risk management strategies. She has also obtained the Chartered Financial Consultant® and Chartered Retirement Planning CounselorSM designations.
Miranda joined J.P. Morgan Wealth Management in 2023 after serving as a Senior Managing Director and Advanced Planner at First Republic Private Wealth Management for more than a decade. Previously, she was a Director and Senior Private Planner at UBS Financial Services, a Wealth Planning Specialist at Wells Fargo, a Financial Planning Specialist at Merrill Lynch, and a Financial Planner at Prudential Financial Planning.
Active in her local community, Miranda is a past President of the San Francisco Estate Planning Council and is a member of the Financial Planning Association. She earned her B.F.A. with Honors in Theatre from the University of California, Santa Barbara.
CFP Board owns the marks CFP® and CERTIFIED FINANCIAL PLANNER® in the U.S.
Chartered Financial Consultant® ("ChFC®") are registered trademarks owned by The American College of Financial Services.
Chartered Retirement Planning CounselorSM or CRPC® are registered trademarks owned by the College for Financial Planning and may not be used without the express written consent of the College.
Insights
Fiscal fireworks: How debt is rewriting the rules for the US and Japan
January 30, 2026Rising government debt worries fuel weakness in traditional safe-havens but bolster gold’s powerful rally as investors search for the home of the next crisis.Read Now
Fed leaves rates unchanged to start 2026: Is a cut coming in March?
January 29, 2026The Federal Reserve held interest rates steady in January. Learn what investors can expect at the March meeting and how inflation and a shift in Fed leadership could affect rate decisions.Read Now
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January 30, 2026Rising government debt worries fuel weakness in traditional safe-havens but bolster gold’s powerful rally as investors search for the home of the next crisis.Read NowFed leaves rates unchanged to start 2026: Is a cut coming in March?
January 29, 2026The Federal Reserve held interest rates steady in January. Learn what investors can expect at the March meeting and how inflation and a shift in Fed leadership could affect rate decisions.Read NowThe new frontier: 3 themes driving alternatives in 2026
January 26, 2026Why we think alternatives are no longer optional.Read NowDebunking the “Sell America” trade: Why Europe’s move could fall short
January 23, 2026Despite policy uncertainty, the United States remains a high-conviction investment opportunity.Read Now3 cyber secure actions to add to your New Year’s resolutions
January 23, 2026New year, new emerging cybersecurity threats. These tips will help keep your digital presence under lock.Read NowMaking the transition to retirement
January 21, 2026You have worked hard to plan for the retirement you want, and are now ready to enjoy the results. But before you make the transition from full-time work to retirement, there are a few things you should confirm.Read NowNew 529 Plan Rules For 2026: Key Changes Under the One Big Beautiful Bill Act
January 21, 2026The One Big Beautiful Bill Act has expanded the way 529 plans can be utilized, transforming them from traditional college savings plans into more versatile financial planning tools that cover a wide range of educational expenses.Read NowFamily governance: A new way for adult siblings to connect
January 21, 2026Siblings may understandably grow apart over time. However, the quality of their relationships as adults can demonstrably impact the family’s ability to maintain its wealth.Read NowShould I convert to a Roth IRA?
January 20, 2026Some people convert their traditional IRA to a Roth IRA for income-tax-free cash flow during retirement. Converting your traditional IRA to a Roth IRA does come with some costs.Read Now