About Richard

Richard Ciraco is a Vice President and Wealth Advisor at J.P. Morgan Wealth Management.



As a Portfolio Advisor to Gilman Private Wealth, Richard brings his financial capabilities in asset management to high-net-worth individuals and corporations. With his depth of experience in the equity and fixed income markets, he engages closely with each client providing unbiased market judgement and highly personalized investment strategies.



Throughout his career he has but one clear mission: to provide excellence in meeting clients' portfolio needs with the highest degree of work ethics and principles.



A graduate of the University of South Carolina where he earned a B.A., he has 42 years of experience in the financial industry with firms such as Manufacturers Hanover Investment Corporation, MD Sass Investors, and Chase and MD Sass Partners.



Richard and his wife, Melanie, now live in North Stamford, CT, where they keep their two horses and remain active members in the Greenwich Riding and Trails Association. They are also active members in Rotary International and other charitable organizations. Their son and daughter live in Greenwich, CT.



Richard is a weekend golfer and an avid fan of NY sports teams like the NY Giants, NY Yankees and NY Rangers.

Markets and Economy

From Tokyo to London to Washington, debt is in the doghouse

August 21, 2026Global bond yields are climbing as the era of exceptionally low long-term rates becomes harder to justify.Read Now
Family Legacy

Endowment management: spending policies, asset allocation and smoothing

August 21, 2026Nonprofits and private foundations face the dual responsibility of addressing immediate community needs while ensuring sustainable support for the future.Read Now
Wealth Planning

Navigating divorce: options, costs and financial considerations

August 20, 2026There are several options when considering how to proceed with a divorce. Choosing what’s best for you can save time and money now and down the line.Read Now