
Kathy L. Frazier
Building a Personal Financial Legacy for Families
A Clear Understanding Of Goals And Requirements
When I work with a new client, I listen to hear their dreams, motivations, passions, and what they want their wealth to do for their family and the community around them. I view my role as an advocate, giving seasoned advice to help them accomplish these legacy goals.
A Focus On The Differentiated Needs Of Women
I have extensive experience working with women, many of whom are enjoying financial independence for the first time. I have made it a personal priority to guide them along their wealth journey, unraveling complexities and communicating hard truths that deliver a level of confidence and comfort.
Access To The Scale And Scope Of J.P. Morgan
I see my role as a gateway to J.P. Morgan, bringing the firm's professional resources directly to each individual. Through my perch at J.P. Morgan Wealth Management, I provide a boutique experience designed to make a large firm feel small and manageable.
Investment Approach
Bespoke Strategies Built Around Your Needs
Offering Seasoned Portfolio Management
I oversee investment approaches designed to make the best use of clients' assets. I consider the entirety of each family's financial picture before recommending tailored, multi-dimensional strategies that drive growth and capital appreciation.
A Partnership Approach To Investing
Together, we construct a portfolio, which I monitor continually. Frequent meetings enable me to ensure that these approaches remain consistent with the objectives at hand. I am adept at rebalancing portfolios as life changes and circumstances evolve. We may also discuss how to prepare for other long-term concerns: estate planning, wealth transfer, mortgages and more.
The Strength Of Institutional-Caliber Guidance
My background in the institutional capital markets affords an information advantage not readily available to individual investors. I leverage these insights to provide a sophisticated yet straightforward advisory experience for the personal wealth management of high-net-worth families.
The Resources Of An Industry Leader
I am backed by the award-winning research team,1 intellectual capital and thought leadership of J.P. Morgan, a global powerhouse in asset and wealth management. My clients benefit from boutique-level support combined with the fortress balance sheet of one of the largest and most respected financial firms in the world.
Portfolios Don't Have To Be Complicated To Be Beneficial
I have a firm belief that finance does not have to be unapproachable, and I don't make recommendations that are difficult for clients to understand. Similarly, I avoid any use of investments that are illiquid or not easily handled.
An Understanding Of Risk And Rewards
My process is client-centric and customized to the objectives, requirements and risk parameters of each investor. I balance portfolios to maximize equity returns while managing risk and downside exposure.
Learn More
Insights

Redefining family wealth as well-being
October 29, 2025Jay Hughes, author of multiple books on family wealth, talks about what wealth means to him and how high-net-worth families can ensure their wealth flourishes for many generations.Read Now
J.P. Morgan’s 2026 Long Term Capital Market Assumptions: Navigating change, finding opportunity
October 28, 2025J.P. Morgan’s Long Term Capital Market Assumptions (LTCMAs), now in its 30th year, provides a forward-looking framework to help you navigate these changes.Read Now
Your house may be spying on you. Save yourself.
October 27, 2025All the smart devices embedded in our homes can put us at risk. Discover how to secure your IoT devices, and what you can do to protect yourself.Read Now
30 years of foresight: The 2026 J.P. Morgan Long-Term Capital Market Assumptions in focus
October 24, 2025Three decades of perspective, applied to today’s most pressing investment questions.Read Now
Beware the wash sale rule
October 23, 2025Tax-loss harvesting can help you offset capital gains, but only if you do it properly.Read Now
Helping your elderly and vulnerable loved ones avoid the scammers
October 23, 2025Elderly and vulnerable people are prime targets for cybercriminals and scammers. Have a conversation about how they can protect themselves today.Read Now
Parents, you need to teach your kids about financial fraud
October 23, 2025With the increasing complexity of fraud schemes, it’s important your kids understand how to keep their accounts and personal information safe.Read Now
Losing a loved one: Tasks you may not want to delay
October 22, 2025During a difficult time, having a checklist of important tasks may help alleviate some of your stress.Read Now
What to do with inheritance money: Managing cash, securities and gifting strategies
October 21, 2025Things to consider when inheriting cash or securities, including tax rules, investment priorities and gifting options.Read Now
Redefining family wealth as well-being
October 29, 2025Jay Hughes, author of multiple books on family wealth, talks about what wealth means to him and how high-net-worth families can ensure their wealth flourishes for many generations.Read Now
J.P. Morgan’s 2026 Long Term Capital Market Assumptions: Navigating change, finding opportunity
October 28, 2025J.P. Morgan’s Long Term Capital Market Assumptions (LTCMAs), now in its 30th year, provides a forward-looking framework to help you navigate these changes.Read Now
Your house may be spying on you. Save yourself.
October 27, 2025All the smart devices embedded in our homes can put us at risk. Discover how to secure your IoT devices, and what you can do to protect yourself.Read Now
30 years of foresight: The 2026 J.P. Morgan Long-Term Capital Market Assumptions in focus
October 24, 2025Three decades of perspective, applied to today’s most pressing investment questions.Read Now
Beware the wash sale rule
October 23, 2025Tax-loss harvesting can help you offset capital gains, but only if you do it properly.Read Now
Helping your elderly and vulnerable loved ones avoid the scammers
October 23, 2025Elderly and vulnerable people are prime targets for cybercriminals and scammers. Have a conversation about how they can protect themselves today.Read Now
Parents, you need to teach your kids about financial fraud
October 23, 2025With the increasing complexity of fraud schemes, it’s important your kids understand how to keep their accounts and personal information safe.Read Now
Losing a loved one: Tasks you may not want to delay
October 22, 2025During a difficult time, having a checklist of important tasks may help alleviate some of your stress.Read Now
What to do with inheritance money: Managing cash, securities and gifting strategies
October 21, 2025Things to consider when inheriting cash or securities, including tax rules, investment priorities and gifting options.Read Now

