
Kathy L. Frazier
Building a Personal Financial Legacy for Families
A Clear Understanding Of Goals And Requirements
When I work with a new client, I listen to hear their dreams, motivations, passions, and what they want their wealth to do for their family and the community around them. I view my role as an advocate, giving seasoned advice to help them accomplish these legacy goals.
A Focus On The Differentiated Needs Of Women
I have extensive experience working with women, many of whom are enjoying financial independence for the first time. I have made it a personal priority to guide them along their wealth journey, unraveling complexities and communicating hard truths that deliver a level of confidence and comfort.
Access To The Scale And Scope Of J.P. Morgan
I see my role as a gateway to J.P. Morgan, bringing the firm's professional resources directly to each individual. Through my perch at J.P. Morgan Wealth Management, I provide a boutique experience designed to make a large firm feel small and manageable.
Investment Approach
Bespoke Strategies Built Around Your Needs
Offering Seasoned Portfolio Management
I oversee investment approaches designed to make the best use of clients' assets. I consider the entirety of each family's financial picture before recommending tailored, multi-dimensional strategies that drive growth and capital appreciation.
A Partnership Approach To Investing
Together, we construct a portfolio, which I monitor continually. Frequent meetings enable me to ensure that these approaches remain consistent with the objectives at hand. I am adept at rebalancing portfolios as life changes and circumstances evolve. We may also discuss how to prepare for other long-term concerns: estate planning, wealth transfer, mortgages and more.
The Strength Of Institutional-Caliber Guidance
My background in the institutional capital markets affords an information advantage not readily available to individual investors. I leverage these insights to provide a sophisticated yet straightforward advisory experience for the personal wealth management of high-net-worth families.
The Resources Of An Industry Leader
I am backed by the award-winning research team,1 intellectual capital and thought leadership of J.P. Morgan, a global powerhouse in asset and wealth management. My clients benefit from boutique-level support combined with the fortress balance sheet of one of the largest and most respected financial firms in the world.
Portfolios Don't Have To Be Complicated To Be Beneficial
I have a firm belief that finance does not have to be unapproachable, and I don't make recommendations that are difficult for clients to understand. Similarly, I avoid any use of investments that are illiquid or not easily handled.
An Understanding Of Risk And Rewards
My process is client-centric and customized to the objectives, requirements and risk parameters of each investor. I balance portfolios to maximize equity returns while managing risk and downside exposure.
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Insights

Navigating Washington's risks: Mar-a-Lago accord, tariffs and municipal tax exemption
March 28, 2025Political uncertainty has reached rare heights, with tariffs, munis’ tax status and the value of the dollar the primary risks.Read Now
What is the Social Security Fairness Act and how will it impact Social Security benefits?
March 26, 2025On January 5, 2025, former President Biden signed into law the "Social Security Fairness Act.” Read about how this might impact Social Security benefits.Read Now
How to think about market volatility
March 26, 2025When the market is volatile, it’s natural to want to act on emotion. Here’s how to make sure the decisions nudged by that feeling are as rational and well-informed as possible.Read Now
The 20th century expansion of women in banking
March 26, 2025Banking services for women transformed throughout the 1900s. As banks came to recognize women’s financial power, offerings catering to women rapidly expanded.Read Now
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March 25, 2025Many women encounter common life events that can affect their financial situation. A strong plan can help keep them on track to meet their financial goals.Read Now
How to enhance the yield on your excess cash
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The potential benefits of alternative investments
March 21, 2025Explore the primary roles alternatives play in a portfolio and why more investors are considering them.Read Now
The bull side, the bear side and the reality
March 21, 2025U.S. equity markets approach their first weekly gain in a month. What’s coming next?Read Now
Navigating Washington's risks: Mar-a-Lago accord, tariffs and municipal tax exemption
March 28, 2025Political uncertainty has reached rare heights, with tariffs, munis’ tax status and the value of the dollar the primary risks.Read Now
What is the Social Security Fairness Act and how will it impact Social Security benefits?
March 26, 2025On January 5, 2025, former President Biden signed into law the "Social Security Fairness Act.” Read about how this might impact Social Security benefits.Read Now
How to think about market volatility
March 26, 2025When the market is volatile, it’s natural to want to act on emotion. Here’s how to make sure the decisions nudged by that feeling are as rational and well-informed as possible.Read Now
The 20th century expansion of women in banking
March 26, 2025Banking services for women transformed throughout the 1900s. As banks came to recognize women’s financial power, offerings catering to women rapidly expanded.Read Now
Common financial milestones women experience throughout their lives
March 25, 2025Many women encounter common life events that can affect their financial situation. A strong plan can help keep them on track to meet their financial goals.Read Now
How to enhance the yield on your excess cash
March 24, 2025Cash is essential to cover immediate expenses and emergencies, but yours may not be reaching its full potential. Learn how to make the most of your cash holdings.Read Now
2025 Outlook update: How to parse policy uncertainty
March 24, 2025From tariffs to technology, clashing forces are driving global markets.Read Now
The potential benefits of alternative investments
March 21, 2025Explore the primary roles alternatives play in a portfolio and why more investors are considering them.Read Now
The bull side, the bear side and the reality
March 21, 2025U.S. equity markets approach their first weekly gain in a month. What’s coming next?Read Now