About Raymond

Raymond Hayes is an Executive Director and Wealth Advisor with J.P. Morgan Wealth Management.

With over 40 years of capital markets experience, Ray works closely with affluent individuals, real estate families, hedge fund principals and other financial professionals who seek growth and high-quality, predictable income flows to help manage their significant holdings. His focus is on helping to protect their hard-earned wealth, and he employs sophisticated strategies in pursuit of this goal.

Over the course of Ray's career, he has navigated multiple market cycles, and his experience spans brokerage firms and private banks. He began at Fidelity Funds in 1981 and spent 25 years in senior leadership roles with RBC, through the mergers and acquisitions that led to the present firm. Most recently, Ray spent a decade with Wells Fargo Private Bank, where he developed his income flow strategy. His strengths include portfolio management, due diligence and a deep commitment to the needs of each and every client.

Ray earned a B.A. in Accounting from St. John's University, an educational foundation that spurred his interest in investment management. He considers this calling to be a labor of love and pores over the Wall Street Journal to remain well-versed in all aspects of the markets.

A resident of Garden City, Ray and his wife raised their four children in the area. He is a big sports fan when you can peel him away from the pages of a good book.

Insights

Wealth Planning

Leaving your job: A quick transition guide for your 401(k), company stock and benefits

November 5, 2026Whether you’re retiring, finding a new job or taking time off, leaving your job comes with a few important steps that can make the transition easier.Read Now
Select this article to learn more about our latest insights
Wealth Planning

A loving gift: The ethical will

November 5, 2026An ethical will (legacy letter) helps you share values and life lessons. It’s written by you – not a legal document – and can complement your estate plan.Read Now
Investing

‘Buy-borrow-die’: The 3-step wealth strategy explained

November 4, 2026The buy-borrow-die approach may help you save on capital gains taxes and preserve wealth for your heirs. Learn about the benefits and risks.Read Now
Personalized guidance begins with a conversation.
Access the firm-wide capabilities of a global financial leader at your side. Take the next step to unlock new opportunities that align with your financial goals.