John TonzolaJohn Tonzola, CAIA®Managing DirectorWealth Partner
LinkedInAbout John
John Tonzola is a Managing Director, Wealth Partner and Portfolio Manager at J.P. Morgan Wealth Management.
John draws upon over 25 years of significant product and markets knowledge to provide for ultra-high-net-worth clients. He has served as a trusted Advisor across generations of families, helping them navigate their sophisticated financial scenarios through focused investment management, trust and estate planning, gift and philanthropy issues, and tax-aware strategies.
John and his team offer clients a comprehensive, family-office-style experience. His strong background in structured financial products, alternative investments and investment strategies provides deep insight into how the many elements of a client's financial scenario relate. His breadth of experience allows him to be a total resource—providing tailored advice on a wide variety of issues while also collaborating with outside advisors such as CPAs, attorneys and valuation professionals to create and implement effective investment plans.
As a member of the firm's Portfolio Manager Program, John is one of a select group of Advisors who undergo a screening process to manage discretionary client portfolios and who are subject to ongoing quantitative and qualitative reviews to assess each Advisor's strategy. He also sits on the Wealth Partners' Advisory Council, working directly with the senior leadership of J.P. Morgan Wealth Management.
John joined J.P. Morgan in 2016 after spending seven years at Deutsche Bank serving global wealth management clients. Earlier in his career, he spent a decade at KBC Financial Products—a wholly-owned subsidiary of the Belgian global financial services firm KBC Bank, N.V.— where he focused on structuring and selling credit and equity derivatives, long-only fund management strategies and alternative investments.
A graduate of Yale University, John earned a B.A. in American Studies and is an alumnus of the Delbarton School in New Jersey. He holds the Chartered Alternative Investment Analyst®(CAIA®) designation.
John, his wife, Christina, and their three sons live in Morris County, New Jersey. Active in their community, both John and Christina volunteer on the boards of several charitable organizations and local committees. When not in the office or with his family, John enjoys sailing, skiing, golf, and fly fishing.
CAIA®and Chartered Alternative Investment Analyst®are service marks owned by CAIA Association.®
Insights
Insight 1: Build and sustain a “great” extended family
July 30, 2025Investing in family development can have a long-lasting impact on your family’s wealth and legacy of values and traditions.Read Now
Defying the tariff drag: 3 reasons markets are moving forward
July 25, 2025The risks are real, but so is resilience. Here’s why fears about trade and policy setbacks are fading.Read Now
Capitalizing on the tax-deferral advantage of a variable annuity
July 24, 2025A variable annuity is a tax-deferred retirement product that accumulates funds or distributes income based on the performance of the underlying investment options chosen by the contract owner. Read why this can be especially beneficial for individuals in a high tax bracket.Read Now
How to use life insurance as a financial asset
July 23, 2025Yes, life insurance can offer a benefit to loved ones when you pass, but it can also be a financial asset during your life. Learn how it works.Read Now
Insight 2: Foundation of values to define culture and focus
July 22, 2025A core mission and set of values are important guides for a generative family, but keep in mind that they are dynamic and should be revisited and adapted with each new generation.Read Now
How much of your portfolio should be in non-U.S. stocks?
July 22, 2025Explore why it may be beneficial to consider adding non‑U.S. equities by examining valuation shifts, volatility patterns and long‑term return potential.Read Now
Creating meaning in the send-off: A guide for families with college-bound children
July 22, 2025As you and your child prepare for this important next chapter, consider crafting a meaningful, celebratory send-off ritual that reflects your family’s values and hopes for the future.Read Now
Insight 4: Initiate interdependent “pillars” separating family and business governance
July 22, 2025Establishing defined groups to organize family activities and learning can be just as valuable as business governance.Read Now
Insight 3: The culture shift from paternalism to partnership
July 22, 2025Developing a new, collaborative culture as leadership shifts from founder to successor is a key attribute of successful generative families.Read NowInsight 1: Build and sustain a “great” extended family
July 30, 2025Investing in family development can have a long-lasting impact on your family’s wealth and legacy of values and traditions.Read NowDefying the tariff drag: 3 reasons markets are moving forward
July 25, 2025The risks are real, but so is resilience. Here’s why fears about trade and policy setbacks are fading.Read NowCapitalizing on the tax-deferral advantage of a variable annuity
July 24, 2025A variable annuity is a tax-deferred retirement product that accumulates funds or distributes income based on the performance of the underlying investment options chosen by the contract owner. Read why this can be especially beneficial for individuals in a high tax bracket.Read NowHow to use life insurance as a financial asset
July 23, 2025Yes, life insurance can offer a benefit to loved ones when you pass, but it can also be a financial asset during your life. Learn how it works.Read NowInsight 2: Foundation of values to define culture and focus
July 22, 2025A core mission and set of values are important guides for a generative family, but keep in mind that they are dynamic and should be revisited and adapted with each new generation.Read NowHow much of your portfolio should be in non-U.S. stocks?
July 22, 2025Explore why it may be beneficial to consider adding non‑U.S. equities by examining valuation shifts, volatility patterns and long‑term return potential.Read NowCreating meaning in the send-off: A guide for families with college-bound children
July 22, 2025As you and your child prepare for this important next chapter, consider crafting a meaningful, celebratory send-off ritual that reflects your family’s values and hopes for the future.Read NowInsight 4: Initiate interdependent “pillars” separating family and business governance
July 22, 2025Establishing defined groups to organize family activities and learning can be just as valuable as business governance.Read NowInsight 3: The culture shift from paternalism to partnership
July 22, 2025Developing a new, collaborative culture as leadership shifts from founder to successor is a key attribute of successful generative families.Read Now