
Wealth PartnersThomas Pescherine
Awards and Industry Recognition

Forbes
Welcome
Tom Pescherine believes he has a heightened duty to his clients, and aims to commit to the highest industry practice standards. He considers his clients' income needs, risk appetites and retirement aspirations as cornerstones in positioning their portfolios to help withstand market fluctuations. Tom understands that prior investment history helps to determine a path forward, and that quantifying his clients' goals results in a confidence level for helping to achieve them. He brings the discipline and rigor of a consistent process to each client he serves.
Tom aims to earn the trust and confidence of his clients by dealing with them honestly, tending to their concerns and managing their money in an efficient manner.
Investment Approach
An institutional approach to personal investments
Serving the complex wealth management needs of families and individuals, we deliver investment advisory services at an institutional level using the same disciplines and processes employed by endowments and pension funds.
Our holistic approach to each client relationship is backed by the industry-leading intellectual capital, extensive research and fund capabilities of one of the largest and most admired financial firms in the world.
Intentions inform each strategy
As our primary mission, we help clients pursue their unique goals, bringing the kind of deep background and personal touch that are invaluable when advising families about matters that are significant to them.
We begin with a qualitative focus on your expectations, aspirations, short-term objectives and longer-duration plans to explore and understand your financial intentions–whether they consist of lifestyle goals, generational transfer, philanthropic giving or tax efficiency. From these insights, we develop quantitative scenarios to help address the fundamental concerns that all clients share: How much do I need? How much can I spend? Am I at risk of outspending my money?
The path to tailored portfolios
To better evaluate an individualized starting point, we analyze each new client's existing portfolio to gain a detailed evaluation of their current asset allocation, unrealized gains/losses and bond durations. This serves to enable the development of tailored investment plans and long-term strategies that we diversify into all major equity and fixed income categories.
These allocations are often implemented using passive index funds and active managers. We may tactically overweight and/or underweight certain securities and sectors based on valuation, research and our many years of advisory experience.
All investment actions are discussed with and approved by each client. Transitions to new allocations are performed in a timely and tax-efficient manner.
Ongoing oversight of existing client portfolios
Our team believes that a well-ordered approach to asset allocation remains the key to long-term investment success and helps realize individual investment goals. As part of our ongoing process, we regularly and rigorously study each family and client mandate at a detailed level. This is followed by an assessment of liquidity levels, performance relative to goals and manager reviews.
To support the entirety of each family's financial picture, we work seamlessly alongside CPAs and other advisors to evaluate capital gains and potential offsets.
An emphasis on communications
We feel that periodic meetings to discuss investment plans, goals and changes to financial circumstances are critical. Customized communication strategies allow us to reach out to clients in a manner that works best for them—quarterly, semiannually, annually or on an as-needed basis.
Experienced-driven capabilities
Clients look to our team as a financial resource to help manage and provide guidance with respect to all elements of their fiscal lives. The following capabilities are frequently integrated into our offerings:
*Cash Flow Management—*A regular part of our interaction with clients is to facilitate cash flow management. We are skilled in generating income streams that care for living expenses, estimated taxes, trust distributions and other payments. My team is poised to link private banking services to individual account titles.
*Borrowing Options—*We offer comprehensive support to help manage the full extent of your assets, serving as the gateway to a suite of opportunities not readily available to retail customers including targeted credit and lending strategies, and mortgage products.
*Trust and Estate Planning—*Our team understands that the succession of financial values between generations is important. We serve as a conduit to the firm's professional resources for the efficient organization of trusts and estates, and wealth preservation and transfer ideas.
Learn More
Insights

What to consider when you’re considering alternative investments
March 20, 2025Prioritizing due diligence and manager selection can be key to building an allocation to alternatives that enhances your portfolio’s diversification and outperformance potential.Read Now
On the rocky road to tax cuts
March 20, 2025By year-end, extension of the TCJA provisions seems likely. But first, the GOP needs to resolve strains within the caucus.Read Now
March 2025 Fed meeting: Interest rates kept steady, slower economic growth projected
March 20, 2025Fed held rates steady for a second straight month and provided economic projections forecasting slower growth and higher inflation by year-end.Read Now
Building a strong and connected family of wealth: A 10x10 learning road map
March 20, 2025The process of fostering empowered, responsible children begins early and remains a lifelong journey. Our 10x10 model outlines the key competencies to master at various life stages.Read Now
What to know about tax-aware borrowing
March 20, 2025Individuals can choose to take out loans in a way that may minimize their tax liability – this is called tax-aware borrowing. Learn more about it.Read Now
Navigating the opportunities and challenges of family gifts: 5 practices
March 19, 2025Passing along family financial wealth often involves a lot of moving parts. Learn how deepening connections with your family can help you construct a lasting legacy aligned with your values.Read Now
Wealth planning is a women’s issue
March 19, 2025While supporting women during earning years is important, it is equally important that women are also equipped for what comes after – and in particular, that means having a comprehensive wealth plan.Read Now
Insulate your investment strategy with a portfolio line of credit
March 18, 2025A portfolio line of credit can be an alternative source of liquidity which can help an investor avoid having to liquidate securities and upset their investment strategy and possible trigger capital gains.Read Now
Alternative Investments in 2025: Our top five themes to watch
March 18, 2025Normalizing rates and new growth drivers appear poised to transform private markets, creating potential opportunities.Read Now
What to consider when you’re considering alternative investments
March 20, 2025Prioritizing due diligence and manager selection can be key to building an allocation to alternatives that enhances your portfolio’s diversification and outperformance potential.Read Now
On the rocky road to tax cuts
March 20, 2025By year-end, extension of the TCJA provisions seems likely. But first, the GOP needs to resolve strains within the caucus.Read Now
March 2025 Fed meeting: Interest rates kept steady, slower economic growth projected
March 20, 2025Fed held rates steady for a second straight month and provided economic projections forecasting slower growth and higher inflation by year-end.Read Now
Building a strong and connected family of wealth: A 10x10 learning road map
March 20, 2025The process of fostering empowered, responsible children begins early and remains a lifelong journey. Our 10x10 model outlines the key competencies to master at various life stages.Read Now
What to know about tax-aware borrowing
March 20, 2025Individuals can choose to take out loans in a way that may minimize their tax liability – this is called tax-aware borrowing. Learn more about it.Read Now
Navigating the opportunities and challenges of family gifts: 5 practices
March 19, 2025Passing along family financial wealth often involves a lot of moving parts. Learn how deepening connections with your family can help you construct a lasting legacy aligned with your values.Read Now
Wealth planning is a women’s issue
March 19, 2025While supporting women during earning years is important, it is equally important that women are also equipped for what comes after – and in particular, that means having a comprehensive wealth plan.Read Now
Insulate your investment strategy with a portfolio line of credit
March 18, 2025A portfolio line of credit can be an alternative source of liquidity which can help an investor avoid having to liquidate securities and upset their investment strategy and possible trigger capital gains.Read Now
Alternative Investments in 2025: Our top five themes to watch
March 18, 2025Normalizing rates and new growth drivers appear poised to transform private markets, creating potential opportunities.Read Now