
Ruben Torres is a Vice President and Wealth Advisor at J.P. Morgan Wealth Management.
Ruben delivers wealth planning and investment advisory services to high-net-worth individuals, business owners and institutions. He leverages his strong background in managing short-term cash portfolios to help clients pursue their sophisticated liquidity needs while preserving capital.
Employing goals-based planning, Ruben listens to his clients to discover their objectives and brings proactive problem-solving skills to foresee issues, remove hurdles and communicate outcomes for the individuals he serves. His clients describe him as relatable, a person of character and integrity, and someone they trust to help them seamlessly navigate toward the future they envision.
Ruben's career spans nearly a decade, beginning in J.P. Morgan's investment bank. His experience in trading and managing global institutional fixed income portfolios manifests his ability to adjust asset allocation, prudently and conservatively, in response to clients' needs. Ruben assumed his current wealth management role in 2023.
A magna cum laude graduate of Monmouth University, Ruben earned a B.S. in Business Administration and serves as an alumni mentor for the University's business program. In addition to holding the FINRA series 7 and 63 securities licenses, Ruben has passed Level 1 of the Chartered Financial Analyst Charterholder certification.
Ruben is a native of New Jersey, where he and his wife, a social worker whom he has known since kindergarten, live with their young son. In his free time, he enjoys cooking, surfing, dirt biking and going to the gym.
Meet Our Team
Insights

How to pass down the family vacation home
June 23, 2025Careful estate planning can help you accommodate your children’s differing lifestyles, needs, even tastes in décor – and allow them to truly enjoy the family vacation home.Read Now
Is deal activity on the rise? 3 signs we see now
June 20, 2025Dealmakers are ready for a rebound. Here’s why we’re optimistic.Read Now
Your guide to buying a home
June 20, 2025Whether you’re a novice or you’re experienced in the home-buying market, discover some things to think about as you move forward in the process.Read Now
When is a custodial account a good choice?
June 18, 2025What is a custodial account, and when is it the right choice? We explore the pros and cons in this comprehensive guide.Read Now
When it comes to luxury travel, experience is king
June 16, 2025According to a recent survey by Chase Travel, interest in bespoke experiences and celebrating special occasions are motivating and shaping luxury travel.Read Now
Middle East tensions challenge renewed investor confidence
June 13, 2025Markets brace for impact, but positive economic signs suggest recovery could continue.Read Now
What is a backdoor Roth IRA?
June 13, 2025A backdoor Roth IRA is a strategy that allows high-income earners who exceed Roth IRA contribution income limits to take advantage of a Roth IRA. Keep reading to learn more.Read Now
Is it a golden era for gold?
June 12, 2025Understand the factors driving the price of gold and some of the reasons it could be effective in a portfolio construction.Read Now
US inflation print increased less than expected in May: Here’s what that means for investors
June 12, 2025May’s U.S. Consumer Price Index reading was a welcome sign for investors, with price growth increasing less than expected.Read Now
How to pass down the family vacation home
June 23, 2025Careful estate planning can help you accommodate your children’s differing lifestyles, needs, even tastes in décor – and allow them to truly enjoy the family vacation home.Read Now
Is deal activity on the rise? 3 signs we see now
June 20, 2025Dealmakers are ready for a rebound. Here’s why we’re optimistic.Read Now
Your guide to buying a home
June 20, 2025Whether you’re a novice or you’re experienced in the home-buying market, discover some things to think about as you move forward in the process.Read Now
When is a custodial account a good choice?
June 18, 2025What is a custodial account, and when is it the right choice? We explore the pros and cons in this comprehensive guide.Read Now
When it comes to luxury travel, experience is king
June 16, 2025According to a recent survey by Chase Travel, interest in bespoke experiences and celebrating special occasions are motivating and shaping luxury travel.Read Now
Middle East tensions challenge renewed investor confidence
June 13, 2025Markets brace for impact, but positive economic signs suggest recovery could continue.Read Now
What is a backdoor Roth IRA?
June 13, 2025A backdoor Roth IRA is a strategy that allows high-income earners who exceed Roth IRA contribution income limits to take advantage of a Roth IRA. Keep reading to learn more.Read Now
Is it a golden era for gold?
June 12, 2025Understand the factors driving the price of gold and some of the reasons it could be effective in a portfolio construction.Read Now
US inflation print increased less than expected in May: Here’s what that means for investors
June 12, 2025May’s U.S. Consumer Price Index reading was a welcome sign for investors, with price growth increasing less than expected.Read Now