Justin GirardJustin Girard, CFP®, ChFC®, CIMA®
Executive Director
Wealth Advisor

"I take a planning approach that works directly with clients to understand their financial needs and goals."

Awards and Industry Recognition

Forbes

Top Wealth Advisors Best-In State
2025 • 2024 • 2023 • 2020 • 2019
Top Wealth Management Teams Best-In-State
2025

About Justin

Justin Girard is an Executive Director and Wealth Advisor with J.P. Morgan Wealth Management.

As the founder of Girard & Associates, he leads a team that provides comprehensive advisory guidance to serve the sophisticated needs of high-net worth individuals and their families.

Justin takes a planning approach and works directly with clients to understand their financial needs and goals. He develops asset allocations that enable individuals to manage their capital at an appropriate level of risk. Justin taps the award-winning research team1 and professional resources at J.P. Morgan to care for a full range of personalized requirements – banking, lending, credit, retirement, estate planning and more. He considers himself an advocate, guiding clients through the challenges of today's markets and supporting every aspect of their financial life.

As a member of the J.P. Morgan Wealth Management Portfolio Manager Program, Justin is one of a select group of advisors who manage portfolios on a discretionary basis. He is subject to regular quantitative and qualitative reviews to evaluate his ongoing strategies. This designation enables Justin to actively manage assets for individual clients. He makes use of personalized strategies, individual stocks and bonds, alternative investments, separately managed accounts and third-party managers.

With a career that has spanned nearly 20 years, Justin began with Morgan Stanley before moving to Merrill Lynch in 2010. He recently joined J.P. Morgan for the opportunity to deliver the power and professional resources of the organization directly to his clients.

Justin has earned many professional designations, including the CERTIFIED FINANCIAL PLANNER® certification, which enables him to formulate customized approaches that help target short- and long-term objectives. He is also a Chartered Financial Consultant® and a Certified Investment Management Analyst®. The CIMA designation was received after spending time studying and completing exams at The Wharton School of Business.

Originally from Ava, Missouri, Justin is a resident of West Palm Beach. He graduated with a B.S. in Business Management from Palm Beach Atlantic University. Justin has two lovely daughters, Selah and Adora.

1Source: Institutional Investor, 2023.

CFP Board owns the marks CFP® and CERTIFIED FINANCIAL PLANNER® in the U.S.

Investments & Wealth InstituteTM(The Institute) is the owner of the certification marks "CIMA," "Certified Investment Management Analyst," "CPWA," and "Certified Private Wealth Advisor." Use of CIMA, Certified Investment Management Analyst, CPWA, and/or Certified Private Wealth Advisor signifies that the user has successfully completed The Institute's initial and ongoing credentialing requirements for investment management professionals and/or wealth advisors.

Chartered Financial Consultant® ("ChFC®") are registered trademarks owned by The American College of Financial Services.

Insights

Markets

Where will tariff rates settle? 3 scenarios explained

April 17, 2025Amid rapid policy changes, we’re refining our views on global economies and markets.Read Now
Sustainability

Debunking the top five sustainable investing myths

April 16, 2025Sustainable investing may help you achieve your financial goals while incorporating personal values. Despite its popularity, misconceptions still exist. Here’s the truth behind some of the most common sustainable investing myths.Read Now
Family Legacy

When disaster strikes: How to give with intention and impact

April 16, 2025After a disaster, it’s natural to want to take action. A short- and long-term disaster philanthropy strategy can ensure your gifts are given when most needed and have a lasting impact.Read Now
Personalized guidance begins with a conversation.
Access the firm-wide capabilities of a global financial leader at your side. Take the next step to unlock new opportunities that align with your financial goals.