Justin GirardJustin Girard, CFP^®, ChFC^®, CIMA^®

Executive Director

Wealth Advisor

Justin Girard is an Executive Director and Wealth Advisor with J.P. Morgan Wealth Management.

As the founder of Girard & Associates, he leads a team that provides comprehensive advisory guidance to serve the sophisticated needs of high-net-worth individuals and their families.

Justin takes a planning approach and works directly with clients to understand their financial needs and goals. He develops asset allocations that enable individuals to manage their capital at an appropriate level of risk. Justin taps the award-winning research team2 and professional resources at J.P. Morgan to care for a full range of personalized requirements – banking, lending, credit, retirement, estate planning and more. He considers himself an advocate, guiding clients through the challenges of today's markets and supporting every aspect of their financial life.

As a member of the J.P. Morgan Wealth Management Portfolio Manager Program, Justin is one of a select group of advisors who manage portfolios on a discretionary basis. He is subject to regular quantitative and qualitative reviews to evaluate his ongoing strategies. This designation enables Justin to actively manage assets for individual clients. He makes use of personalized strategies, individual stocks and bonds, alternative investments, separately managed accounts and thirdparty managers.

With a career that has spanned nearly 20 years, Justin began with Morgan Stanley before moving to Merrill Lynch in 2010. He recently joined J.P. Morgan for the opportunity to deliver the power and professional resources of the organization directly to his clients.

Justin has earned many professional designations, including the CERTIFIED FINANCIAL PLANNER^® certification, which enables him to formulate customized approaches that help target short- and long-term objectives. He is also a Chartered Financial Consultant^® and a Certified Investment Management Analyst^®. The CIMA designation was received after spending time studying and completing exams at The Wharton School of Business.

Originally from Ava, Missouri, Justin is a resident of West Palm Beach. He graduated with a B.S. in Business Management from Palm Beach Atlantic University. Justin has two lovely daughters, Selah and Adora.