Justin GirardJustin Girard, CFP®, ChFC®, CIMA®Executive DirectorWealth Advisor
Awards and Industry Recognition
Forbes
About Justin
Justin Girard is an Executive Director and Wealth Advisor with J.P. Morgan Wealth Management.
As the founder of Girard & Associates, he leads a team that provides comprehensive advisory guidance to serve the sophisticated needs of high-net worth individuals and their families.
Justin takes a planning approach and works directly with clients to understand their financial needs and goals. He develops asset allocations that enable individuals to manage their capital at an appropriate level of risk. Justin taps the award-winning research team1 and professional resources at J.P. Morgan to care for a full range of personalized requirements – banking, lending, credit, retirement, estate planning and more. He considers himself an advocate, guiding clients through the challenges of today's markets and supporting every aspect of their financial life.
As a member of the J.P. Morgan Wealth Management Portfolio Manager Program, Justin is one of a select group of advisors who manage portfolios on a discretionary basis. He is subject to regular quantitative and qualitative reviews to evaluate his ongoing strategies. This designation enables Justin to actively manage assets for individual clients. He makes use of personalized strategies, individual stocks and bonds, alternative investments, separately managed accounts and third-party managers.
With a career that has spanned nearly 20 years, Justin began with Morgan Stanley before moving to Merrill Lynch in 2010. He recently joined J.P. Morgan for the opportunity to deliver the power and professional resources of the organization directly to his clients.
Justin has earned many professional designations, including the CERTIFIED FINANCIAL PLANNER® certification, which enables him to formulate customized approaches that help target short- and long-term objectives. He is also a Chartered Financial Consultant® and a Certified Investment Management Analyst®. The CIMA designation was received after spending time studying and completing exams at The Wharton School of Business.
Originally from Ava, Missouri, Justin is a resident of West Palm Beach. He graduated with a B.S. in Business Management from Palm Beach Atlantic University. Justin has two lovely daughters, Selah and Adora.
1Source: Institutional Investor, 2023.
CFP Board owns the marks CFP® and CERTIFIED FINANCIAL PLANNER® in the U.S.
Investments & Wealth InstituteTM(The Institute) is the owner of the certification marks "CIMA," "Certified Investment Management Analyst," "CPWA," and "Certified Private Wealth Advisor." Use of CIMA, Certified Investment Management Analyst, CPWA, and/or Certified Private Wealth Advisor signifies that the user has successfully completed The Institute's initial and ongoing credentialing requirements for investment management professionals and/or wealth advisors.
Chartered Financial Consultant® ("ChFC®") are registered trademarks owned by The American College of Financial Services.
Insights
Insight 6: Active cross-generational stakeholder alliance
August 11, 2025As a family enterprise expands and shifts over the decades, the different generations and professional management must come together to drive success through legacy and innovation.Read Now
Are we seeing irrational exuberance in the market? We don’t think so
August 8, 2025After last week’s jobs report, markets snapped back. We examine the underlying dynamics.Read Now
Insight 7: Develop a capable and committed rising generation
August 5, 2025Members of the younger generation are the future stewards of the family enterprise, so it is important to invest time and resources in cultivating their interests and skills.Read Now
July Jobs report highlights US job growth has slowed significantly; markets react negatively
August 4, 2025Job growth slowed in July with only 73,000 new jobs added and earlier months revised sharply lower, showing the labor market has weakened.Read Now
Differentiating large from small: Firm size and exposure to trade tensions
August 1, 2025With tariffs likely to settle at elevated rates, we explore how company size may shape the impactRead Now
July 2025 Fed meeting: Rates hold steady once again, potentially setting up fall intrigue
July 31, 2025The Federal Reserve held rates steady once again in July, but the decision wasn’t unanimous. What could that mean for economic policy going forward?Read Now
Insight 1: Build and sustain a “great” extended family
July 30, 2025Investing in family development can have a long-lasting impact on your family’s wealth and legacy of values and traditions.Read Now
Defying the tariff drag: 3 reasons markets are moving forward
July 25, 2025The risks are real, but so is resilience. Here’s why fears about trade and policy setbacks are fading.Read Now
Capitalizing on the tax-deferral advantage of a variable annuity
July 24, 2025A variable annuity is a tax-deferred retirement product that accumulates funds or distributes income based on the performance of the underlying investment options chosen by the contract owner. Read why this can be especially beneficial for individuals in a high tax bracket.Read NowInsight 6: Active cross-generational stakeholder alliance
August 11, 2025As a family enterprise expands and shifts over the decades, the different generations and professional management must come together to drive success through legacy and innovation.Read NowAre we seeing irrational exuberance in the market? We don’t think so
August 8, 2025After last week’s jobs report, markets snapped back. We examine the underlying dynamics.Read NowInsight 7: Develop a capable and committed rising generation
August 5, 2025Members of the younger generation are the future stewards of the family enterprise, so it is important to invest time and resources in cultivating their interests and skills.Read NowJuly Jobs report highlights US job growth has slowed significantly; markets react negatively
August 4, 2025Job growth slowed in July with only 73,000 new jobs added and earlier months revised sharply lower, showing the labor market has weakened.Read NowDifferentiating large from small: Firm size and exposure to trade tensions
August 1, 2025With tariffs likely to settle at elevated rates, we explore how company size may shape the impactRead NowJuly 2025 Fed meeting: Rates hold steady once again, potentially setting up fall intrigue
July 31, 2025The Federal Reserve held rates steady once again in July, but the decision wasn’t unanimous. What could that mean for economic policy going forward?Read NowInsight 1: Build and sustain a “great” extended family
July 30, 2025Investing in family development can have a long-lasting impact on your family’s wealth and legacy of values and traditions.Read NowDefying the tariff drag: 3 reasons markets are moving forward
July 25, 2025The risks are real, but so is resilience. Here’s why fears about trade and policy setbacks are fading.Read NowCapitalizing on the tax-deferral advantage of a variable annuity
July 24, 2025A variable annuity is a tax-deferred retirement product that accumulates funds or distributes income based on the performance of the underlying investment options chosen by the contract owner. Read why this can be especially beneficial for individuals in a high tax bracket.Read Now