
David LutherDavid Luther, CFP®Executive DirectorWealth Advisor
Awards and Industry Recognition

Forbes
About David
David Luther is an Executive Director and Wealth Advisor at J.P. Morgan Wealth Management.
As a managing partner of The Andrews Luther Webb Group, he delivers customized investment strategies and holistic wealth planning advice to a diverse range of clients and their multigenerational families. David's passion for investing was nurtured by his father, Paul Luther, who spent over four decades in the wealth management business.
Before joining J.P. Morgan in 2019, David was a Financial Advisor at Merrill Lynch Wealth Management from 2010 until 2019. During that time, he worked alongside his father, who served as his mentor. With over 12 years of industry experience, David has the knowledge, discipline and perspective to help clients reach their long-term financial goals.
David is a graduate of Flagler College, where he earned a B.A. in Business Administration and a minor in Spanish. He holds the CERTIFIED FINANCIAL PLANNER® certification, which requires meeting rigorous education and experience requirements, and a commitment to high ethical and professional standards.
David was born and raised in Palm Beach County and lives in Jupiter, Florida, with his wife, Lisa, and his two daughters. He loves being on the ocean and is an avid angler. David is a member of the West Palm Beach Fishing Club and supports their charitable affiliate, which provides marine education, marine conservation and historic preservation in Palm Beach County. He is also a member of the Coastal Conservation Association (CCA).
CFP Board owns the marks CFP® and CERTIFIED FINANCIAL PLANNER® in the U.S.
Insights

Why cash flow forecasting and succession planning matter
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Building tax-efficient equity exposure
April 21, 2025We expect equities to deliver positive performance in 2025 – although we could see some volatility along the way. Learn how you can enhance your after-tax returns.Read Now
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Planning techniques in a volatile market
April 7, 2025Estate planning may not be at the top of your mind during times of market volatility. However, careful consideration of the opportunities presented during a market decline, especially when interest rates are low, may help reduce taxes as well as assist in fulfilling estate planning goals.Read Now
Why cash flow forecasting and succession planning matter
April 23, 2025As a business owner, effective cash flow management is crucial. From growth to legacy, read on to learn the important components of a well-balanced strategy.Read Now
Building tax-efficient equity exposure
April 21, 2025We expect equities to deliver positive performance in 2025 – although we could see some volatility along the way. Learn how you can enhance your after-tax returns.Read Now
Where will tariff rates settle? 3 scenarios explained
April 17, 2025Amid rapid policy changes, we’re refining our views on global economies and markets.Read Now
Debunking the top five sustainable investing myths
April 16, 2025Sustainable investing may help you achieve your financial goals while incorporating personal values. Despite its popularity, misconceptions still exist. Here’s the truth behind some of the most common sustainable investing myths.Read Now
When disaster strikes: How to give with intention and impact
April 16, 2025After a disaster, it’s natural to want to take action. A short- and long-term disaster philanthropy strategy can ensure your gifts are given when most needed and have a lasting impact.Read Now
Building up: How we see infrastructure investment expanding
April 14, 2025We see a combination of surging demand and increasing public and private investment as potential positives for infrastructure assets.Read Now
5 thoughts on the market’s tariff tantrum
April 11, 2025The market cast a loud “no” vote on tariffs, but opportunities emerged. Here are some key takeaways rising from the turmoil.Read Now
U.S. adds 228K jobs in March amidst market volatility: How investors should read the numbers
April 7, 2025The March 2025 jobs report was stronger than expected, though the unemployment rate slightly ticked up. How might the Fed react and what does the data mean for investors?Read Now
Planning techniques in a volatile market
April 7, 2025Estate planning may not be at the top of your mind during times of market volatility. However, careful consideration of the opportunities presented during a market decline, especially when interest rates are low, may help reduce taxes as well as assist in fulfilling estate planning goals.Read Now