Roy N. AppleRoy N. Apple, AIF®
Managing Director
Wealth Partner

"Building relationships with my clients along with my 35 years of financial services experiences drives my approach of seeking attractive, risk-adjusted returns that aligns with each client’s personality."

Awards and Industry Recognition

Barron's

Top 1,200 Financial Advisors
2023 • 2022 • 2021 • 2020 • 2019

About Roy

Roy Apple is a Managing Director and Wealth Partner with J.P. Morgan Wealth Management.

He provides investment management services to highand ultra-high-net-worth individuals, entrepreneurs and foundations. Roy also serves retirees whose primary objectives are preserving capital, maintaining their current lifestyles, and providing for their philanthropic interests. He manages growth, balanced and ETF portfolios. Roy has been designated as a Portfolio Manager by J.P. Morgan. As a member of this select group of advisors, he completed a rigorous screening process to manage discretionary client accounts. His portfolios routinely undergo quantitative and qualitative reviews assessing their investment strategy.

Roy has over 30 years of financial services experience, including a background in both fixed income and equities. His conservative philosophy informs his approach of seeking attractive risk-adjusted returns for his clients. His relationship skills underscore the importance of proper fit with each client's personality, and his service orientation demonstrates his care and concern about them and their assets.

Beginning his career at a municipal bond and fixed income firm in 1987, Roy gained substantial experience in that segment of the market. He attended the Equity Institute at PaineWebber (now UBS) in New York (1993). Roy transitioned with his team from Deutsche Bank to J.P. Morgan in 2014.

Roy grew up in Troy, New York, the youngest of five boys, and his interest in numbers propelled him to earn a B.S. in Finance from Florida State University. He and his wife, Sharon, live in Juno Beach with their son, Jake, and daughter, Phoebe. Their family enjoys spending time at their second home in Bretton Woods, New Hampshire.

An important part of Roy's life is giving back to the community. He sits on several boards of non-profit organizations for senior living and cancer research, among others. Currently, Roy sits on the Board of Governors of the Business School at Florida State University. Roy grew up playing all sports, but it's now golf where Roy enjoys spending most of his free time. He currently carries a three handicap, and when he's not on the course, he also enjoys running, playing tennis and hiking the White Mountains of New Hampshire.

Fi360 Inc. owns and awards the certification marks "AIF®" and "Accredited Investment Fiduciary®". Authorized users of the marks have successfully met requirements for initial certification and annual recertification.

Insights

Wealth Planning

Communicating wishes when preparing for a death

January 9, 2024Communicate and plan properly to ensure that wishes are satisfied.Read Now
Wealth Planning

Providing for your loved ones during your lifetime

January 9, 2024Planning on gifting your assets to your loved ones? See if giving while living is the right choice for you.Read Now
Economy

Quick shot: To hike or not to hike

January 9, 2024Central bankers are now tasked with balancing both the fight against rising prices and the need for overall financial stability.Read Now
Personalized guidance begins with a conversation.
Access the firm-wide capabilities of a global financial leader at your side. Take the next step to unlock new opportunities that align with your financial goals.