David Luther Advisor Headshot image

David LutherDavid Luther, CFP®
Executive Director
Wealth Advisor

"I develop retirement planning strategies for the team and provide investment advice and education planning services."

Awards and Industry Recognition

Forbes

Top Wealth Management Teams Best-In-State
2025 • 2024

About David

David Luther is an Executive Director and Wealth Advisor at J.P. Morgan Wealth Management.

As a managing partner of The Andrews Luther Webb Group, he delivers customized investment strategies and holistic wealth planning advice to a diverse range of clients and their multigenerational families. David's passion for investing was nurtured by his father, Paul Luther, who spent over four decades in the wealth management business.

Before joining J.P. Morgan in 2019, David was a Financial Advisor at Merrill Lynch Wealth Management from 2010 until 2019. During that time, he worked alongside his father, who served as his mentor. With over 12 years of industry experience, David has the knowledge, discipline and perspective to help clients reach their long-term financial goals.

David is a graduate of Flagler College, where he earned a B.A. in Business Administration and a minor in Spanish. He holds the CERTIFIED FINANCIAL PLANNER® certification, which requires meeting rigorous education and experience requirements, and a commitment to high ethical and professional standards.

David was born and raised in Palm Beach County and lives in Jupiter, Florida, with his wife, Lisa, and his two daughters. He loves being on the ocean and is an avid angler. David is a member of the West Palm Beach Fishing Club and supports their charitable affiliate, which provides marine education, marine conservation and historic preservation in Palm Beach County. He is also a member of the Coastal Conservation Association (CCA).

CFP Board owns the marks CFP® and CERTIFIED FINANCIAL PLANNER® in the U.S.

Insights

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Wealth Planning

Four beneficiaries of wealth

January 5, 2026Listing the beneficiaries of your wealth is an important first step in your estate plan. Generally, there are four classes of beneficiaries to consider: you and your spouse, friends and family charity, and the government.Read Now
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Wealth Planning

How to include your grandchild in your financial plan

January 5, 2026Providing financial support to your grandchildren can certainly be a rewarding experience. Before writing a check, you may want to explore all of your options to ensure that your gifts are aligned with your and your family’s goals.Read Now
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Wealth Planning

When does it make sense for a trust to own your life insurance policy?

December 24, 2025Holding insurance in an Irrevocable Life Insurance Trust could reduce estate taxes for your family. Learn if it is the right move for you.Read Now
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