David Luther Advisor Headshot image

David LutherDavid Luther, CFP®
Executive Director
Wealth Advisor

"I develop retirement planning strategies for the team and provide investment advice and education planning services."

Awards and Industry Recognition

Forbes

Top Wealth Management Teams Best-In-State
2026 • 2025 • 2024

About David

David Luther is an Executive Director and Wealth Advisor at J.P. Morgan Wealth Management.

As a managing partner of The Andrews Luther Webb Group, he delivers customized investment strategies and holistic wealth planning advice to a diverse range of clients and their multigenerational families. David's passion for investing was nurtured by his father, Paul Luther, who spent over four decades in the wealth management business.

Before joining J.P. Morgan in 2019, David was a Financial Advisor at Merrill Lynch Wealth Management from 2010 until 2019. During that time, he worked alongside his father, who served as his mentor. With over 12 years of industry experience, David has the knowledge, discipline and perspective to help clients reach their long-term financial goals.

David is a graduate of Flagler College, where he earned a B.A. in Business Administration and a minor in Spanish. He holds the CERTIFIED FINANCIAL PLANNER® certification, which requires meeting rigorous education and experience requirements, and a commitment to high ethical and professional standards.

David was born and raised in Palm Beach County and lives in Jupiter, Florida, with his wife, Lisa, and his two daughters. He loves being on the ocean and is an avid angler. David is a member of the West Palm Beach Fishing Club and supports their charitable affiliate, which provides marine education, marine conservation and historic preservation in Palm Beach County. He is also a member of the Coastal Conservation Association (CCA).

CFP Board owns the marks CFP® and CERTIFIED FINANCIAL PLANNER® in the U.S.

Insights

Investing

“Buy-borrow-die": The 3-step wealth strategy explained

July 2, 2026The buy-borrow-die approach may help you save on capital gains taxes and preserve wealth for your heirs. Learn about the benefits and risks.Read Now
Markets and Economy

Small-cap success: Why this rally looks different

July 2, 2026Earnings estimates are sharply rising for small caps stocks as a broadening of market gains takes shape.Read Now
Select this article to learn more about our latest insights
Investing

Paying with debt: How to leverage your investments

July 1, 2026Borrowing against your investments and assets can help you fund new opportunities while preserving liquidity. Find out which options might be a fit for your needs and goals.Read Now
Personalized guidance begins with a conversation.
Access the firm-wide capabilities of a global financial leader at your side. Take the next step to unlock new opportunities that align with your financial goals.