Reynolds OspinaReynolds OspinaManaging DirectorWealth Advisor
Awards and Industry Recognition
Forbes
About Reynolds
Reynolds Ospina is a Managing Director and Wealth Advisor at J.P. Morgan Wealth Management.
Reynolds provides sustained guidance and tailored advice to a select group of entrepreneurs, professional investors, senior executives, nonprofit organizations and institutions, supporting their aspirations and reducing the complexity of their financial affairs. Drawing on more than 25 years of wealth management experience, he offers the knowledge and insight that are grounded in a genuine commitment to client well-being.
Keenly attuned to the intricacies of substantial wealth, Reynolds specializes in offering innovative, tax-sensitive investment strategies customized to the risk parameters of each client. His proficiencies extend to concentrated wealth strategies, financial planning, cash-flow modeling and balance sheet review. An attentive listener, Reynolds is thorough in his analysis, taking the time to appreciate the distinctive circumstances of each client. He and his team, he notes, often become an extension of a family, advising two—and even three—generations. A firm believer in financial education, Reynolds is gratified to support the rising generation in embracing the habits and mindsets of sound stewardship.
Reynolds moved to J.P. Morgan Wealth Management in 2023 with his team and has earned national recognition for his work. Previously, he was a Managing Director and Wealth Manager at First Republic Investment Management, which he joined in 2014. Reynolds' professional journey also includes senior roles at Harvest Capital Strategies LLC, a high-net-worth asset manager overseeing $1.6 billion, as well as positions with Thomas Weisel Partners and Hambrecht & Quist. He earned his B.S. in Business Administration in Finance from Old Dominion University.
Within his professional community, Reynolds is a member of the Security Traders Association of San Francisco. Previously, he served on the board of ALAS, the Alliance for Latinos Advancing Success, at First Republic. He is also a past board member for Calvary Nursery School and Calvary Presbyterian Church.
A native of Garden City, New York, Reynolds and his wife, Sarah, currently live in San Francisco with their three children. In his free hours, he enjoys hiking, skiing, running, reading and spending time with friends and family.
Insights
Understanding business entities
November 18, 2025If you have a business or are thinking about starting one, you’ll have to decide how you want to structure it. Your answer may differ depending on your particular goals – like asset protection, tax efficiency, or ease of transitioning your business to family members.Read Now
What is umbrella insurance and why might I need it?
November 18, 2025Umbrella coverage is generally pretty affordable, but you should consider the risks you face and their probability of happening when deciding if this coverage is right for you.Read Now
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November 18, 2025Many people have questions about life insurance. There is no one answer to determine how much life insurance to have, but understanding your reasons for holding it can help guide you.Read Now
401(k) private equity investing: Things to consider
November 17, 2025A new executive order may expand 401(k) access to private equity, real estate and other alternative assets. Learn key considerations for high-net-worth investors.Read Now
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Investing in 2026: J.P. Morgan Wealth Management’s top themes to watch
November 17, 2025Three powerful, interconnected forces are defining a new market frontier: artificial intelligence, fragmentation and inflation. Collectively they present the challenge of knowing how to best invest in this evolving landscape. Explore these key themes and feel empowered to invest in the new year with the help of our Global Investment Strategy team.Read Now
In the rear view: How did our 2025 themes pan out?
November 14, 2025Ahead of our 2026 Outlook release, we evaluate our mid-year takes.Read Now
Planning with family entities
November 13, 2025A family LLC or partnership could be the core of an estate plan, especially for complicated and valuable assets.Read Now
How to title your assets
November 13, 2025Asset titling can help ensure that your property and investments are passed down the way you intend. Mistakes in titling can lead to unintended consequences.Read NowUnderstanding business entities
November 18, 2025If you have a business or are thinking about starting one, you’ll have to decide how you want to structure it. Your answer may differ depending on your particular goals – like asset protection, tax efficiency, or ease of transitioning your business to family members.Read NowWhat is umbrella insurance and why might I need it?
November 18, 2025Umbrella coverage is generally pretty affordable, but you should consider the risks you face and their probability of happening when deciding if this coverage is right for you.Read NowUnderstanding life insurance
November 18, 2025Many people have questions about life insurance. There is no one answer to determine how much life insurance to have, but understanding your reasons for holding it can help guide you.Read Now401(k) private equity investing: Things to consider
November 17, 2025A new executive order may expand 401(k) access to private equity, real estate and other alternative assets. Learn key considerations for high-net-worth investors.Read NowEnd-of-year planning for business owners
November 17, 2025Proactive year-end planning can help business owners reduce their tax bill, maximize deductions and set their businesses up for a profitable new year.Read NowInvesting in 2026: J.P. Morgan Wealth Management’s top themes to watch
November 17, 2025Three powerful, interconnected forces are defining a new market frontier: artificial intelligence, fragmentation and inflation. Collectively they present the challenge of knowing how to best invest in this evolving landscape. Explore these key themes and feel empowered to invest in the new year with the help of our Global Investment Strategy team.Read NowIn the rear view: How did our 2025 themes pan out?
November 14, 2025Ahead of our 2026 Outlook release, we evaluate our mid-year takes.Read NowPlanning with family entities
November 13, 2025A family LLC or partnership could be the core of an estate plan, especially for complicated and valuable assets.Read NowHow to title your assets
November 13, 2025Asset titling can help ensure that your property and investments are passed down the way you intend. Mistakes in titling can lead to unintended consequences.Read Now