
Melissa Conroy WhitneyMelissa Conroy WhitneyManaging DirectorWealth Partner
About Melissa
Melissa Conroy Whitney is a Wealth Partner and Managing Director with J.P. Morgan Wealth Management. Melissa has over 20 years of financial services experience and has focused her entire career exclusively on corporate cash management. She invests excess cash for corporations in fixed income securities, which include corporate, agency, municipal and Treasury bonds, commercial paper, money market funds and certificates of deposit.
As a Portfolio Manager in the firm's exclusive Portfolio Manager Program, she has access to J.P. Morgan's fixed income platform, which she uses to actively manage customized portfolios of corporate cash on a discretionary basis for her clients. To qualify as a Portfolio Manager, Melissa has undergone a rigorous screening process and is subject to periodic review on a qualitative and quantitative basis.
Melissa evaluates a company's needs by assessing how much credit risk it can assume. She also determines its cash burn rate to determine whether the client has enough available cash to meet its liquidity needs. She recognizes that her clients, who are very conservative and risk averse, value having an advisor whom they can trust and who is always accessible, as well as J.P. Morgan's competitive fees and the investment portfolio reporting that she provides them through Clearwater Analytics.
Melissa joined J.P. Morgan in 2013. Previously, she was a Managing Director at Deutsche Bank Alex Brown (2007–2013) in San Francisco. She began her career at Lehman Brothers in NYC in 1995; she relocated to the firm's San Francisco office in 1997 and worked there until 2007.
Melissa received a B.S. in Business from Providence College and an M.B.A. in Finance from the University of Notre Dame. Originally from New Jersey, Melissa lives in Oakland with her husband and their three children.
Insights

Business succession planning: Building an effective team
June 3, 2025The first step to a successful business succession plan is building an effective team of professionals. Here are some things to consider.Read Now
What is a living trust?
June 3, 2025You can create a trust while you’re living to help manage how your assets will be distributed after you pass away. Read how a living trust could help you protect your legacy.Read Now
The next chapter: Diving deeper into the tariff saga
May 30, 2025Tariffs are becoming just one of the many things driving markets. How might investors respond?Read Now
Where to invest cash to boost its yield
May 30, 2025Cash is essential to cover immediate expenses and emergencies, but yours may not be reaching its full potential. Learn how to make the most of your cash holdings.Read Now
How parents can create financially independent adults
May 27, 2025Education, communication and planning are key for successfully raising financially independent adults.Read Now
Finding opportunity in increasing deficits
May 23, 2025A new tax bill is poised to push the U.S. debt burden higher. Here’s what you can do to find opportunity.Read Now
J.P. Morgan Summer Reading List 2025
May 20, 2025Curiosity: it’s where transformation begins. Join us as we reflect on transformational ideas with J.P. Morgan’s Summer Reading List 2025.Read Now
Helping your parents retire: How to get started
May 19, 2025Ensuring your parent’s successful retirement starts with a successful conversation.Read Now
What’s on the horizon for the proposed House reconciliation bill?
May 16, 2025The proposed bill includes an extension of 2017’s Tax Cuts and Jobs Act. What could this mean for the economy and markets?Read Now
Business succession planning: Building an effective team
June 3, 2025The first step to a successful business succession plan is building an effective team of professionals. Here are some things to consider.Read Now
What is a living trust?
June 3, 2025You can create a trust while you’re living to help manage how your assets will be distributed after you pass away. Read how a living trust could help you protect your legacy.Read Now
The next chapter: Diving deeper into the tariff saga
May 30, 2025Tariffs are becoming just one of the many things driving markets. How might investors respond?Read Now
Where to invest cash to boost its yield
May 30, 2025Cash is essential to cover immediate expenses and emergencies, but yours may not be reaching its full potential. Learn how to make the most of your cash holdings.Read Now
How parents can create financially independent adults
May 27, 2025Education, communication and planning are key for successfully raising financially independent adults.Read Now
Finding opportunity in increasing deficits
May 23, 2025A new tax bill is poised to push the U.S. debt burden higher. Here’s what you can do to find opportunity.Read Now
J.P. Morgan Summer Reading List 2025
May 20, 2025Curiosity: it’s where transformation begins. Join us as we reflect on transformational ideas with J.P. Morgan’s Summer Reading List 2025.Read Now
Helping your parents retire: How to get started
May 19, 2025Ensuring your parent’s successful retirement starts with a successful conversation.Read Now
What’s on the horizon for the proposed House reconciliation bill?
May 16, 2025The proposed bill includes an extension of 2017’s Tax Cuts and Jobs Act. What could this mean for the economy and markets?Read Now