Clifford YoungClifford YoungVice PresidentWealth Advisor
Awards and Industry Recognition
Forbes
About Clifford
Clifford Young is a Vice President and Wealth Advisor at J.P. Morgan Wealth Management.
As a member of The ARA Group, Cliff delivers wealth planning and investment services to successful executives of Silicon Valley firms whose wealth originates primarily from equity positions in public companies. He also serves centers of influence such as accountants, attorneys, physicians and real estate professionals.
In his client-facing role, Cliff is notably focused on conveying an attentive level of service to help ensure his clients' needs are addressed through high-quality, tax-efficient portfolios that also encompass legacy planning. He serves as a sounding board for his clients to broach ideas and goes the extra mile to implement best practices for managing significant assets. He is known for his ongoing dedication to building solid relationships, which he demonstrates through continual contact each year.
In a career in financial services spanning more than a decade, Cliff spent the first half working as a Financial Advisor on the Corporate Equity Stock Plan team at Morgan Stanley, helping clients unwind their equity positions. He joined The ARA Group as a Senior Financial Advisor at Merrill Lynch Wealth Management. Driven by a desire to convey superior client service, he and the team moved to First Republic Private Wealth Management, where he was a Vice President and Wealth Manager, before transitioning in his current capacity to J.P. Morgan in 2023.
Cliff graduated from San Francisco State University, where he earned a B.S. in Biology.
A resident of the Greater Bay Area, Cliff enjoys golfing, bicycling, and spending time with his family. He is engaged in the community through his children's activities and volunteers with his son's Little League Baseball team. To give back for all that he has received, he is launching an initiative to donate drones to elementary schools as part of a program to encourage and foster student interest and education in technology.
Insights
J.P. Morgan’s 2026 Long Term Capital Market Assumptions: Navigating change, finding opportunity
October 28, 2025J.P. Morgan’s Long Term Capital Market Assumptions (LTCMAs), now in its 30th year, provides a forward-looking framework to help you navigate these changes.Read Now
Your house may be spying on you. Save yourself.
October 27, 2025All the smart devices embedded in our homes can put us at risk. Discover how to secure your IoT devices, and what you can do to protect yourself.Read Now
30 years of foresight: The 2026 J.P. Morgan Long-Term Capital Market Assumptions in focus
October 24, 2025Three decades of perspective, applied to today’s most pressing investment questions.Read Now
Beware the wash sale rule
October 23, 2025Tax-loss harvesting can help you offset capital gains, but only if you do it properly.Read Now
Parents, you need to teach your kids about financial fraud
October 23, 2025With the increasing complexity of fraud schemes, it’s important your kids understand how to keep their accounts and personal information safe.Read Now
Helping your elderly and vulnerable loved ones avoid the scammers
October 23, 2025Elderly and vulnerable people are prime targets for cybercriminals and scammers. Have a conversation about how they can protect themselves today.Read Now
Losing a loved one: Tasks you may not want to delay
October 22, 2025During a difficult time, having a checklist of important tasks may help alleviate some of your stress.Read Now
What to do with inheritance money: Managing cash, securities and gifting strategies
October 21, 2025Things to consider when inheriting cash or securities, including tax rules, investment priorities and gifting options.Read Now
A shortage of supply: The housing market explained
October 17, 2025Buyers are on the sidelines, but home prices aren’t falling. We’re seeing greater opportunity in the rental market.Read NowJ.P. Morgan’s 2026 Long Term Capital Market Assumptions: Navigating change, finding opportunity
October 28, 2025J.P. Morgan’s Long Term Capital Market Assumptions (LTCMAs), now in its 30th year, provides a forward-looking framework to help you navigate these changes.Read NowYour house may be spying on you. Save yourself.
October 27, 2025All the smart devices embedded in our homes can put us at risk. Discover how to secure your IoT devices, and what you can do to protect yourself.Read Now30 years of foresight: The 2026 J.P. Morgan Long-Term Capital Market Assumptions in focus
October 24, 2025Three decades of perspective, applied to today’s most pressing investment questions.Read NowBeware the wash sale rule
October 23, 2025Tax-loss harvesting can help you offset capital gains, but only if you do it properly.Read NowParents, you need to teach your kids about financial fraud
October 23, 2025With the increasing complexity of fraud schemes, it’s important your kids understand how to keep their accounts and personal information safe.Read NowHelping your elderly and vulnerable loved ones avoid the scammers
October 23, 2025Elderly and vulnerable people are prime targets for cybercriminals and scammers. Have a conversation about how they can protect themselves today.Read NowLosing a loved one: Tasks you may not want to delay
October 22, 2025During a difficult time, having a checklist of important tasks may help alleviate some of your stress.Read NowWhat to do with inheritance money: Managing cash, securities and gifting strategies
October 21, 2025Things to consider when inheriting cash or securities, including tax rules, investment priorities and gifting options.Read NowA shortage of supply: The housing market explained
October 17, 2025Buyers are on the sidelines, but home prices aren’t falling. We’re seeing greater opportunity in the rental market.Read Now