Clifford YoungClifford YoungVice PresidentWealth Advisor
Awards and Industry Recognition
Forbes
About Clifford
Clifford Young is a Vice President and Wealth Advisor at J.P. Morgan Wealth Management.
As a member of The ARA Group, Cliff delivers wealth planning and investment services to successful executives of Silicon Valley firms whose wealth originates primarily from equity positions in public companies. He also serves centers of influence such as accountants, attorneys, physicians and real estate professionals.
In his client-facing role, Cliff is notably focused on conveying an attentive level of service to help ensure his clients' needs are addressed through high-quality, tax-efficient portfolios that also encompass legacy planning. He serves as a sounding board for his clients to broach ideas and goes the extra mile to implement best practices for managing significant assets. He is known for his ongoing dedication to building solid relationships, which he demonstrates through continual contact each year.
In a career in financial services spanning more than a decade, Cliff spent the first half working as a Financial Advisor on the Corporate Equity Stock Plan team at Morgan Stanley, helping clients unwind their equity positions. He joined The ARA Group as a Senior Financial Advisor at Merrill Lynch Wealth Management. Driven by a desire to convey superior client service, he and the team moved to First Republic Private Wealth Management, where he was a Vice President and Wealth Manager, before transitioning in his current capacity to J.P. Morgan in 2023.
Cliff graduated from San Francisco State University, where he earned a B.S. in Biology.
A resident of the Greater Bay Area, Cliff enjoys golfing, bicycling, and spending time with his family. He is engaged in the community through his children's activities and volunteers with his son's Little League Baseball team. To give back for all that he has received, he is launching an initiative to donate drones to elementary schools as part of a program to encourage and foster student interest and education in technology.
Insights
Make philanthropy a family affair
October 7, 2026Explore ways to engage younger generations in philanthropy – and make giving a family tradition.Read Now
Oil prices in 2026: How are WTI crude and Brent crude performing so far this year? Why does it matter for investors?
October 7, 2026Oil prices have been high in 2026 as supply risks and demand expectations collided. Learn what’s driving WTI and Brent crude – and why oil matters for inflation, rates and markets.Read Now
Why a 401(k) and high-yield savings account may not be enough
October 6, 2026Maxing out your 401(k) contributions is a good start, but long-term investing shouldn’t stop there. Learn more here.Read Now
Securities-based lending strategies: Understanding fixed vs. floating rates
October 6, 2026While promotional offers may let you lock in seemingly attractive rates on loans against your portfolio, it’s important to consider all the conditions beyond just the headline rate.Read Now
A calm index, a restless market
October 2, 2026As stocks and bonds increasingly move in sync, the headline rally can hide a quiet repricing. We explore why dispersion is back.Read Now
Which industries are most affected by Fed rate hikes?
October 1, 2026When the Federal Reserve hikes interest rates, borrowing costs, customer demand and valuations across industries may be impacted, from real estate and small businesses to AI data centers.Read Now
Data centers meet democracy: The backlash to the AI buildout
October 1, 2026As U.S. congressional elections approach, rising electricity prices have elevated data center oversight as a rare bipartisan issue.Read Now
How an annuity can help you plan for retirement
September 30, 2026As you approach retirement, you may be wondering what the next steps are for your investments. An annuity may help support retirement by providing a steady and predictable income stream.Read Now
One economy, two markets, one message
September 25, 2026Rate volatility is back, but equities are taking higher yields in stride, often treating them as a growth signal rather than a stress flare.Read NowMake philanthropy a family affair
October 7, 2026Explore ways to engage younger generations in philanthropy – and make giving a family tradition.Read NowOil prices in 2026: How are WTI crude and Brent crude performing so far this year? Why does it matter for investors?
October 7, 2026Oil prices have been high in 2026 as supply risks and demand expectations collided. Learn what’s driving WTI and Brent crude – and why oil matters for inflation, rates and markets.Read NowWhy a 401(k) and high-yield savings account may not be enough
October 6, 2026Maxing out your 401(k) contributions is a good start, but long-term investing shouldn’t stop there. Learn more here.Read NowSecurities-based lending strategies: Understanding fixed vs. floating rates
October 6, 2026While promotional offers may let you lock in seemingly attractive rates on loans against your portfolio, it’s important to consider all the conditions beyond just the headline rate.Read NowA calm index, a restless market
October 2, 2026As stocks and bonds increasingly move in sync, the headline rally can hide a quiet repricing. We explore why dispersion is back.Read NowWhich industries are most affected by Fed rate hikes?
October 1, 2026When the Federal Reserve hikes interest rates, borrowing costs, customer demand and valuations across industries may be impacted, from real estate and small businesses to AI data centers.Read NowData centers meet democracy: The backlash to the AI buildout
October 1, 2026As U.S. congressional elections approach, rising electricity prices have elevated data center oversight as a rare bipartisan issue.Read NowHow an annuity can help you plan for retirement
September 30, 2026As you approach retirement, you may be wondering what the next steps are for your investments. An annuity may help support retirement by providing a steady and predictable income stream.Read NowOne economy, two markets, one message
September 25, 2026Rate volatility is back, but equities are taking higher yields in stride, often treating them as a growth signal rather than a stress flare.Read Now