
Clifford YoungClifford YoungVice PresidentWealth Advisor
Awards and Industry Recognition

Forbes
About Clifford
Clifford Young is a Vice President and Wealth Advisor at J.P. Morgan Wealth Management.
As a member of The ARA Group, Cliff delivers wealth planning and investment services to successful executives of Silicon Valley firms whose wealth originates primarily from equity positions in public companies. He also serves centers of influence such as accountants, attorneys, physicians and real estate professionals.
In his client-facing role, Cliff is notably focused on conveying an attentive level of service to help ensure his clients' needs are addressed through high-quality, tax-efficient portfolios that also encompass legacy planning. He serves as a sounding board for his clients to broach ideas and goes the extra mile to implement best practices for managing significant assets. He is known for his ongoing dedication to building solid relationships, which he demonstrates through continual contact each year.
In a career in financial services spanning more than a decade, Cliff spent the first half working as a Financial Advisor on the Corporate Equity Stock Plan team at Morgan Stanley, helping clients unwind their equity positions. He joined The ARA Group as a Senior Financial Advisor at Merrill Lynch Wealth Management. Driven by a desire to convey superior client service, he and the team moved to First Republic Private Wealth Management, where he was a Vice President and Wealth Manager, before transitioning in his current capacity to J.P. Morgan in 2023.
Cliff graduated from San Francisco State University, where he earned a B.S. in Biology.
A resident of the Greater Bay Area, Cliff enjoys golfing, bicycling, and spending time with his family. He is engaged in the community through his children's activities and volunteers with his son's Little League Baseball team. To give back for all that he has received, he is launching an initiative to donate drones to elementary schools as part of a program to encourage and foster student interest and education in technology.
Insights

US unemployment ticks slightly higher, economy adds 151K jobs in February
March 10, 2025The February 2025 jobs report was slightly weaker than expected and the unemployment rate ticked up. How might the Fed react and what does the data mean for investors?Read Now
Tariff delays: Uncovering the most impacted sectors
March 7, 2025We examine the impact of tariffs on key sectors and what it means for investors.Read Now
How to prepare for Tax Day as a small business owner
March 4, 2025Taxes can be daunting, but keeping organized records and knowing the rules for your type of company can help. Read about how you can tackle Tax Day like a pro.Read Now
Eye on the Market Energy Paper: Heliocentrism
March 4, 2025In the 15th annual Eye on the Market Energy Paper, Michael Cembalest dives into the speed of the renewable energy transition, tariffs and more.Read Now
Navigating rate risks: How bonds are better positioned in 2025
February 28, 2025Higher yields make bonds a strategic choice for investors looking to navigate the complexities of rate changes and Trump administration policies in 2025.Read Now
Managing your stock awards to grow your wealth
February 24, 2025Uncover strategies to enhance the value of your newly vested shares and align your choices with your long-term wealth goals.Read Now
Act now to lower your tax bill
February 24, 2025While taxes are inevitable, the amount you owe may not be. Here are 13 tax-planning moves to consider that could help you handle your 2024 U.S. taxes and prepare for a changing landscape in 2025.Read Now
Options for your 401(k) when you leave a company
February 24, 2025Maybe you’re retiring, or you’ve found another job, or perhaps you’ve become unable to work or are simply taking some time off; whatever your situation, it’s important to decide what to do with your old 401(k).Read Now
War and peace: What to know about global security
February 21, 2025As world leaders reassess their defense strategies, here’s what investors should know.Read Now
US unemployment ticks slightly higher, economy adds 151K jobs in February
March 10, 2025The February 2025 jobs report was slightly weaker than expected and the unemployment rate ticked up. How might the Fed react and what does the data mean for investors?Read Now
Tariff delays: Uncovering the most impacted sectors
March 7, 2025We examine the impact of tariffs on key sectors and what it means for investors.Read Now
How to prepare for Tax Day as a small business owner
March 4, 2025Taxes can be daunting, but keeping organized records and knowing the rules for your type of company can help. Read about how you can tackle Tax Day like a pro.Read Now
Eye on the Market Energy Paper: Heliocentrism
March 4, 2025In the 15th annual Eye on the Market Energy Paper, Michael Cembalest dives into the speed of the renewable energy transition, tariffs and more.Read Now
Navigating rate risks: How bonds are better positioned in 2025
February 28, 2025Higher yields make bonds a strategic choice for investors looking to navigate the complexities of rate changes and Trump administration policies in 2025.Read Now
Managing your stock awards to grow your wealth
February 24, 2025Uncover strategies to enhance the value of your newly vested shares and align your choices with your long-term wealth goals.Read Now
Act now to lower your tax bill
February 24, 2025While taxes are inevitable, the amount you owe may not be. Here are 13 tax-planning moves to consider that could help you handle your 2024 U.S. taxes and prepare for a changing landscape in 2025.Read Now
Options for your 401(k) when you leave a company
February 24, 2025Maybe you’re retiring, or you’ve found another job, or perhaps you’ve become unable to work or are simply taking some time off; whatever your situation, it’s important to decide what to do with your old 401(k).Read Now
War and peace: What to know about global security
February 21, 2025As world leaders reassess their defense strategies, here’s what investors should know.Read Now