Derek EngenDerek Engen, CFP®Wealth Planning Specialist
About Derek
Derek Engen is a Wealth Planning Specialist at J.P. Morgan Wealth Management.
Derek advises a diverse range of clients, including entrepreneurs, C-suite executives, early startup employees, and partners in venture and private equity firms, helping them integrate and align multiple facets of their wealth. His approach encompasses a financial-planning perspective as well as a holistic review of a client's balance sheet, resulting in a deep understanding of each client's distinctive financial needs.
Derek's areas of focus include asset allocation, liquidity, cash flow and debt management, concentrated stock management, stock option and equity sale plans (including 10b5-1 plans), qualified small business stock, retirement planning, and charitable planning. Drawing on his background as a former practicing CPA, he leads tax planning for the team, evaluates investment portfolios for tax efficiency, and advises clients about wealth transfer strategies, trust design, and estate and gift planning.
In his role as a Wealth Planning Specialist, Derek works collaboratively with the members of his team, as well as specialists, firm wide. Together, they look to uncover possible efficiencies across multiple contexts of client wealth, including family engagement and governance, trustee services, insurance advisory, and banking and lending services. Derek also collaborates closely with clients' external advisors, such as CPAs and estate attorneys, advancing clear communication on shared initiatives.
Derek has worked in financial services since 2014. Prior to joining J.P. Morgan Wealth Management, he was a Financial Planner at First Republic, where he specialized in wealth transfer and multigenerational planning. Earlier, he spent more than four years at Seiler LLP, where he was a Tax Supervisor, focusing on income, trust, estate and gift taxes.
Derek earned his B.A. in Economics and Accounting from the University of California, Santa Barbara. He holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the CFP®Board of Standards, Inc.
Derek is also a licensed Certified Public Accountant (CPA) in the state of California and holds the Personal Financial Specialist (PFS) designation issued by the American Institute of Certified Public Accountants.
A long-time resident of the Bay Area, Derek lives with his wife Cynthia and their daughter.
CFP Board owns the marks CFP® and CERTIFIED FINANCIAL PLANNER® in the U.S.
Insights
Losing a loved one: A checklist of tasks to consider
October 23, 2026Losing a loved one is difficult. A checklist of important tasks – from gathering important documents to arranging care for pets – may help ease some of the stress.Read Now
Asset titling: How to title your assets for estate planning
October 23, 2026Asset titling can help ensure that your property and investments are passed down the way you intend. Learn how individual, joint, pay-on-death and trust ownership options compare.Read Now
Credit markets look for AI’s weak links
October 23, 2026The “artificial intelligence” label alone is no longer enough for lenders. Credit markets are separating durable cash flow from debt-reliant growth as spending scales.Read Now
Should you consider options trading or skip it?
October 22, 2026Should you trade options? Learn how to decide if they fit your financial goals and risk tolerance.Read Now
Parents: 5 ways to teach your kids about financial fraud
October 21, 2026With the increasing complexity of fraud schemes, it’s important your kids understand how to keep their accounts and personal information safe.Read Now
Caring for aging relatives: financial conversations and planning
October 21, 2026As your parents, in-laws and other loved ones grow older, you may need to be more involved in their care, including financial conversations and planning.Read Now
How to protect your privacy with smart devices at home
October 19, 2026All the smart devices embedded in our homes can put us at risk. Discover how to secure your IoT devices, and what you can do to protect yourself.Read Now
Helping older and vulnerable loved ones avoid scams
October 19, 2026Older and vulnerable people are prime targets for cybercriminals and scammers. Have a conversation about how they can protect themselves today.Read Now
Inflation, yields and equities: When does the pressure actually matter?
October 16, 2026Equities have remained resilient despite elevated inflation and higher yields. Earnings may determine how long that resilience lasts.Read NowLosing a loved one: A checklist of tasks to consider
October 23, 2026Losing a loved one is difficult. A checklist of important tasks – from gathering important documents to arranging care for pets – may help ease some of the stress.Read NowAsset titling: How to title your assets for estate planning
October 23, 2026Asset titling can help ensure that your property and investments are passed down the way you intend. Learn how individual, joint, pay-on-death and trust ownership options compare.Read NowCredit markets look for AI’s weak links
October 23, 2026The “artificial intelligence” label alone is no longer enough for lenders. Credit markets are separating durable cash flow from debt-reliant growth as spending scales.Read NowShould you consider options trading or skip it?
October 22, 2026Should you trade options? Learn how to decide if they fit your financial goals and risk tolerance.Read NowParents: 5 ways to teach your kids about financial fraud
October 21, 2026With the increasing complexity of fraud schemes, it’s important your kids understand how to keep their accounts and personal information safe.Read NowCaring for aging relatives: financial conversations and planning
October 21, 2026As your parents, in-laws and other loved ones grow older, you may need to be more involved in their care, including financial conversations and planning.Read NowHow to protect your privacy with smart devices at home
October 19, 2026All the smart devices embedded in our homes can put us at risk. Discover how to secure your IoT devices, and what you can do to protect yourself.Read NowHelping older and vulnerable loved ones avoid scams
October 19, 2026Older and vulnerable people are prime targets for cybercriminals and scammers. Have a conversation about how they can protect themselves today.Read NowInflation, yields and equities: When does the pressure actually matter?
October 16, 2026Equities have remained resilient despite elevated inflation and higher yields. Earnings may determine how long that resilience lasts.Read Now