Derek EngenDerek Engen, CFP®Wealth Planning Specialist
About Derek
Derek Engen is a Wealth Planning Specialist at J.P. Morgan Wealth Management.
Derek advises a diverse range of clients, including entrepreneurs, C-suite executives, early startup employees, and partners in venture and private equity firms, helping them integrate and align multiple facets of their wealth. His approach encompasses a financial-planning perspective as well as a holistic review of a client's balance sheet, resulting in a deep understanding of each client's distinctive financial needs.
Derek's areas of focus include asset allocation, liquidity, cash flow and debt management, concentrated stock management, stock option and equity sale plans (including 10b5-1 plans), qualified small business stock, retirement planning, and charitable planning. Drawing on his background as a former practicing CPA, he leads tax planning for the team, evaluates investment portfolios for tax efficiency, and advises clients about wealth transfer strategies, trust design, and estate and gift planning.
In his role as a Wealth Planning Specialist, Derek works collaboratively with the members of his team, as well as specialists, firm wide. Together, they look to uncover possible efficiencies across multiple contexts of client wealth, including family engagement and governance, trustee services, insurance advisory, and banking and lending services. Derek also collaborates closely with clients' external advisors, such as CPAs and estate attorneys, advancing clear communication on shared initiatives.
Derek has worked in financial services since 2014. Prior to joining J.P. Morgan Wealth Management, he was a Financial Planner at First Republic, where he specialized in wealth transfer and multigenerational planning. Earlier, he spent more than four years at Seiler LLP, where he was a Tax Supervisor, focusing on income, trust, estate and gift taxes.
Derek earned his B.A. in Economics and Accounting from the University of California, Santa Barbara. He holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the CFP®Board of Standards, Inc.
Derek is also a licensed Certified Public Accountant (CPA) in the state of California and holds the Personal Financial Specialist (PFS) designation issued by the American Institute of Certified Public Accountants.
A long-time resident of the Bay Area, Derek lives with his wife Cynthia and their daughter.
CFP Board owns the marks CFP® and CERTIFIED FINANCIAL PLANNER® in the U.S.
Insights
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March 11, 2026Individuals can choose to take out loans in a way that may minimize their tax liability – this is called tax-aware borrowing. Learn more about it.Read NowBuilding financial awareness in children: Leverage the extraordinary power of life’s everyday moments
March 24, 2026There are many “teachable moments” buried in everyday decisions and activities that can help children develop financial awareness and a sense of responsibility. Read more about it.Read NowCommon financial milestones women experience throughout their lives
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March 23, 2026When the market is volatile, it’s natural to want to act on emotion. Here’s how to make sure the decisions are as rational and well-informed as possible.Read NowFed holds rates steady in March 2026: What investors can watch for next
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March 20, 2026If oil flows eventually normalize, markets may reassess risk. We explore where gains could concentrate, why some regions may still feel a hangover and portfolio implications.Read NowStock-based compensation and the Section 83(b) election
March 20, 2026If you are an executive at a company and receive stock or options subject to vesting, a so-called 83(b) election might reduce your income tax liability over time.Read NowWhen oil jumps, household wealth guides the economy
March 13, 2026Oil spikes could transmit through the economy faster via equities than the pump, pressuring spending through the wealth effect. What could that mean for inflation paths, equity sensitivity and near-term demand?Read NowWealth planning is a women’s issue
March 12, 2026While supporting women during earning years is important, it is equally important that women are also equipped for what comes after – and in particular, that means having a comprehensive wealth plan.Read NowWhat to know about tax-aware borrowing
March 11, 2026Individuals can choose to take out loans in a way that may minimize their tax liability – this is called tax-aware borrowing. Learn more about it.Read Now