Derek EngenDerek Engen, CFP®Wealth Planning Specialist
About Derek
Derek Engen is a Wealth Planning Specialist at J.P. Morgan Wealth Management.
Derek advises a diverse range of clients, including entrepreneurs, C-suite executives, early startup employees, and partners in venture and private equity firms, helping them integrate and align multiple facets of their wealth. His approach encompasses a financial-planning perspective as well as a holistic review of a client's balance sheet, resulting in a deep understanding of each client's distinctive financial needs.
Derek's areas of focus include asset allocation, liquidity, cash flow and debt management, concentrated stock management, stock option and equity sale plans (including 10b5-1 plans), qualified small business stock, retirement planning, and charitable planning. Drawing on his background as a former practicing CPA, he leads tax planning for the team, evaluates investment portfolios for tax efficiency, and advises clients about wealth transfer strategies, trust design, and estate and gift planning.
In his role as a Wealth Planning Specialist, Derek works collaboratively with the members of his team, as well as specialists, firm wide. Together, they look to uncover possible efficiencies across multiple contexts of client wealth, including family engagement and governance, trustee services, insurance advisory, and banking and lending services. Derek also collaborates closely with clients' external advisors, such as CPAs and estate attorneys, advancing clear communication on shared initiatives.
Derek has worked in financial services since 2014. Prior to joining J.P. Morgan Wealth Management, he was a Financial Planner at First Republic, where he specialized in wealth transfer and multigenerational planning. Earlier, he spent more than four years at Seiler LLP, where he was a Tax Supervisor, focusing on income, trust, estate and gift taxes.
Derek earned his B.A. in Economics and Accounting from the University of California, Santa Barbara. He holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the CFP®Board of Standards, Inc.
Derek is also a licensed Certified Public Accountant (CPA) in the state of California and holds the Personal Financial Specialist (PFS) designation issued by the American Institute of Certified Public Accountants.
A long-time resident of the Bay Area, Derek lives with his wife Cynthia and their daughter.
CFP Board owns the marks CFP® and CERTIFIED FINANCIAL PLANNER® in the U.S.
Insights
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