Derek EngenDerek Engen, CFP®Wealth Planning Specialist
About Derek
Derek Engen is a Wealth Planning Specialist at J.P. Morgan Wealth Management.
Derek advises a diverse range of clients, including entrepreneurs, C-suite executives, early startup employees, and partners in venture and private equity firms, helping them integrate and align multiple facets of their wealth. His approach encompasses a financial-planning perspective as well as a holistic review of a client's balance sheet, resulting in a deep understanding of each client's distinctive financial needs.
Derek's areas of focus include asset allocation, liquidity, cash flow and debt management, concentrated stock management, stock option and equity sale plans (including 10b5-1 plans), qualified small business stock, retirement planning, and charitable planning. Drawing on his background as a former practicing CPA, he leads tax planning for the team, evaluates investment portfolios for tax efficiency, and advises clients about wealth transfer strategies, trust design, and estate and gift planning.
In his role as a Wealth Planning Specialist, Derek works collaboratively with the members of his team, as well as specialists, firm wide. Together, they look to uncover possible efficiencies across multiple contexts of client wealth, including family engagement and governance, trustee services, insurance advisory, and banking and lending services. Derek also collaborates closely with clients' external advisors, such as CPAs and estate attorneys, advancing clear communication on shared initiatives.
Derek has worked in financial services since 2014. Prior to joining J.P. Morgan Wealth Management, he was a Financial Planner at First Republic, where he specialized in wealth transfer and multigenerational planning. Earlier, he spent more than four years at Seiler LLP, where he was a Tax Supervisor, focusing on income, trust, estate and gift taxes.
Derek earned his B.A. in Economics and Accounting from the University of California, Santa Barbara. He holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the CFP®Board of Standards, Inc.
Derek is also a licensed Certified Public Accountant (CPA) in the state of California and holds the Personal Financial Specialist (PFS) designation issued by the American Institute of Certified Public Accountants.
A long-time resident of the Bay Area, Derek lives with his wife Cynthia and their daughter.
CFP Board owns the marks CFP® and CERTIFIED FINANCIAL PLANNER® in the U.S.
Insights
Family governance: A new way for adult siblings to connect
January 21, 2026Siblings may understandably grow apart over time. However, the quality of their relationships as adults can demonstrably impact the family’s ability to maintain its wealth.Read Now
New 529 Plan Rules For 2026: Key Changes Under the One Big Beautiful Bill Act
January 21, 2026The One Big Beautiful Bill Act has expanded the way 529 plans can be utilized, transforming them from traditional college savings plans into more versatile financial planning tools that cover a wide range of educational expenses.Read Now
Making the transition to retirement
January 21, 2026You have worked hard to plan for the retirement you want, and are now ready to enjoy the results. But before you make the transition from full-time work to retirement, there are a few things you should confirm.Read Now
Should I convert to a Roth IRA?
January 20, 2026Some people convert their traditional IRA to a Roth IRA for income-tax-free cash flow during retirement. Converting your traditional IRA to a Roth IRA does come with some costs.Read Now
Proximity matters: 5 things to know about the US sphere of influence
January 16, 2026The U.S. seems to be taking steps to assert its power. We discuss what this could mean for markets.Read Now
How you may benefit from tax-loss harvesting
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New J.P. Morgan research sheds light on the wealth dialogue between generations
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Selling stock under a 10b5-1 plan
January 15, 2026If you’re a corporate insider, you have to decide whether to sell company stock, including vesting restricted stock units (RSUs) and options, through a 10b5-1 plan.Read NowFamily governance: A new way for adult siblings to connect
January 21, 2026Siblings may understandably grow apart over time. However, the quality of their relationships as adults can demonstrably impact the family’s ability to maintain its wealth.Read NowNew 529 Plan Rules For 2026: Key Changes Under the One Big Beautiful Bill Act
January 21, 2026The One Big Beautiful Bill Act has expanded the way 529 plans can be utilized, transforming them from traditional college savings plans into more versatile financial planning tools that cover a wide range of educational expenses.Read NowMaking the transition to retirement
January 21, 2026You have worked hard to plan for the retirement you want, and are now ready to enjoy the results. But before you make the transition from full-time work to retirement, there are a few things you should confirm.Read NowShould I convert to a Roth IRA?
January 20, 2026Some people convert their traditional IRA to a Roth IRA for income-tax-free cash flow during retirement. Converting your traditional IRA to a Roth IRA does come with some costs.Read NowProximity matters: 5 things to know about the US sphere of influence
January 16, 2026The U.S. seems to be taking steps to assert its power. We discuss what this could mean for markets.Read NowHow you may benefit from tax-loss harvesting
January 16, 2026Thoughtful management of your gains and losses may help cut your year-end tax bill. Here’s how.Read NowHow to prepare for Tax Day as a small business owner
January 16, 2026Taxes can be daunting, but keeping organized records and knowing the rules for your type of company can help. Read about how you can tackle Tax Day like a pro.Read NowNew J.P. Morgan research sheds light on the wealth dialogue between generations
January 15, 2026New research from J.P. Morgan’s Family Wealth Institute dives into the complex dynamics of talking about family wealth and why some may find it challenging.Read NowSelling stock under a 10b5-1 plan
January 15, 2026If you’re a corporate insider, you have to decide whether to sell company stock, including vesting restricted stock units (RSUs) and options, through a 10b5-1 plan.Read Now