
Mackenzie CullensMackenzie CullensClient Associate
About Mackenzie
Mackenzie Cullens is a Client Associate at J.P. Morgan Wealth Management.
Mackenzie works closely with clients, easing their administrative needs so they can focus on their personal and professional priorities. Diligent and detail oriented, she is a skilled multi-tasker who enjoys the dynamic nature of each day, helping clients resolve their inquiries and enact a more serene approach to their lives and wealth.
Within the team, Mackenzie focuses on account onboarding, investment operations, account administration, money movement, and client communications. Outgoing by nature, she enjoys speaking with clients and learning more about them so that she can better anticipate their preferences and needs. Mackenzie offers a positive outlook, gratified to help clients tackle issues large or small. She points to her team as one of her favorite aspects of her role, proud to be part of a close-knit group that is united in their efforts to help clients succeed. A student of the markets, Mackenzie also enjoys deepening her knowledge of wealth management so she can better support clients and their families.
Prior to moving to J.P. Morgan Wealth Management with her team in 2023, Mackenzie was a Registered Client Service Associate with First Republic Bank, where she worked for more than three years. Earlier, she served as a Research Analyst Intern with Oppenheimer & Co., where she worked from 2017 through 2020. Mackenzie began her banking career in 2019 with First Republic, where she was an Enterprise Risk Management Intern.
Originally from the Palm Springs area, Mackenzie moved to Marin County as a teenager and loves living in San Francisco. She earned her B.A. in Economics from the University of California, Los Angeles, where she was an Investment Banking Committee Member for Bruin Women in Business. She holds FINRA Series 7 and 66 and has successfully completed the Securities Industry Essentials®(SIE®) Exam.
Outside the office, Mackenzie enjoys doing Pilates, yoga, and Peloton. She also likes to sample the many cuisines that San Francisco has to offer and welcomes ideas for new restaurants to add to her list.
Insights

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Insight 7: Develop a capable and committed rising generation
August 5, 2025Members of the younger generation are the future stewards of the family enterprise, so it is important to invest time and resources in cultivating their interests and skills.Read Now
July Jobs report highlights US job growth has slowed significantly; markets react negatively
August 4, 2025Job growth slowed in July with only 73,000 new jobs added and earlier months revised sharply lower, showing the labor market has weakened.Read Now
Differentiating large from small: Firm size and exposure to trade tensions
August 1, 2025With tariffs likely to settle at elevated rates, we explore how company size may shape the impactRead Now
July 2025 Fed meeting: Rates hold steady once again, potentially setting up fall intrigue
July 31, 2025The Federal Reserve held rates steady once again in July, but the decision wasn’t unanimous. What could that mean for economic policy going forward?Read Now
Insight 1: Build and sustain a “great” extended family
July 30, 2025Investing in family development can have a long-lasting impact on your family’s wealth and legacy of values and traditions.Read Now
Defying the tariff drag: 3 reasons markets are moving forward
July 25, 2025The risks are real, but so is resilience. Here’s why fears about trade and policy setbacks are fading.Read Now
Capitalizing on the tax-deferral advantage of a variable annuity
July 24, 2025A variable annuity is a tax-deferred retirement product that accumulates funds or distributes income based on the performance of the underlying investment options chosen by the contract owner. Read why this can be especially beneficial for individuals in a high tax bracket.Read Now
How to use life insurance as a financial asset
July 23, 2025Yes, life insurance can offer a benefit to loved ones when you pass, but it can also be a financial asset during your life. Learn how it works.Read Now
How much of your portfolio should be in non-U.S. stocks?
July 22, 2025Explore why it may be beneficial to consider adding non‑U.S. equities by examining valuation shifts, volatility patterns and long‑term return potential.Read Now