About Michael

Michael Wray is a Vice President and Wealth Advisor at J.P. Morgan Wealth Management.
Within the Schottenstein & Wechsler Group, Michael provides comprehensive financial and investment planning for ultra-high-net-worth clients, with a special focus on entrepreneurs, corporate executives, and venture capital/private equity general partners.
Michael fosters meaningful and long-lasting relationships with his clients by understanding their goals and attitudes about wealth. He then employs a behavioral-financebased approach to help clients establish and execute an investment plan to meet those goals. In addition, Michael advises clients on strategies for managing concentrated stock and options positions. As a deep and curious observer of capital markets and the business landscape, he also provides economic commentary and companyspecific insights to clients, with special focus on venturebacked startups.
Michael is a graduate of The Pennsylvania State University with a B.S. in Finance. He holds the Chartered Financial Analyst® designation from the CFA Institute and is a member of the CFA Society New York. He is also a CERTIFIED FINANCIAL PLANNER® professional.
A resident of Norwalk, Connecticut, Michael is an active supporter of charities focused on animal rescue, environmental concerns and homelessness. He currently serves on the board of Korean K9 Rescue in New York City.

CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.
CFP Board owns the marks CFP® and CERTIFIED FINANCIAL PLANNER® in the U.S.

Insights

Markets and Economy

When oil jumps, household wealth guides the economy

March 13, 2026Oil spikes could transmit through the economy faster via equities than the pump, pressuring spending through the wealth effect. What could that mean for inflation paths, equity sensitivity and near-term demand?Read Now
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Wealth Planning

Wealth planning is a women’s issue

March 12, 2026While supporting women during earning years is important, it is equally important that women are also equipped for what comes after – and in particular, that means having a comprehensive wealth plan.Read Now
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Real Estate

What to know about tax-aware borrowing

March 11, 2026Individuals can choose to take out loans in a way that may minimize their tax liability – this is called tax-aware borrowing. Learn more about it.Read Now
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