
Stephen Malfitano
Welcome
A dedication to what matters most
I recognize and appreciate that the accumulation of wealth is the result of your hard work, ambition and the opportunities you have experienced. Affluence brings with it great responsibility that often produces anxiety and stress. I rely upon my nearly 40 years of combined experience within the capital markets and wealth management segments of the business to help relieve the stress that often accompanies the accumulation of personal wealth.
My approach is holistic and experienced
I provide direct access to exceptional investment advisory services, award-winning research and a broad suite of lending and banking services. My background in municipal bonds and fixed-income securities enables me to build strategies for clients who are concerned with preserving their wealth.
I focus on each individual
My practice focuses on your unique financial needs and offers a full array of personalized services in estate, business and retirement planning. I am proud to serve as a trusted advisor to help guide the growth, conservation and distribution of your assets for your family and future generations.
My reputation has been built one client at a time
Throughout my career, I have advised a broad range of clients including affluent individuals, state and local municipalities and institutions. For me, there is no more rewarding feeling than helping someone in a relevant and meaningful way that enhances their life. I offer a hands-on experience and strive to be your first call as a partner in your financial success.
Investment Approach
Seasoned capabilities
My background spans almost 40 years, during which we have experienced many investment trends and some of the most volatile financial markets in history. This first-hand knowledge provides a seasoned perspective on the need for sound financial decision-making. My focus is to provide wealth management guidance that is predicated on experience and is always in your best interest.
A hands-on approach
I deliver the kind of personal touch that is invaluable when advising individuals and families with considerable wealth. My mission is to build deep, long-lasting and meaningful relationships with clients. I am passionate about delivering on this and strive to be your first call for all of your financial needs.
Holistic wealth management
By listening to you, I can help uncover your priorities and distinct objectives—wealth transfer, philanthropic giving, lifestyle, retirement. These insights are vital to crafting an intelligent and holistic wealth management strategy designed specifically for you.
Serving the entirety of your financial needs
People are most comfortable with a knowledgeable advisor they can trust to care for every aspect of their financial life. In a similar way, I am drawn to the case-by-case nature of wealth management and offer advice and counsel that considers the complexities of your unique financial situation.
Distinctive background
Clients turn to me for my extensive life and capital markets experience, particularly with municipal bond and fixed-income securities. I am a long-term thinker with a conservative approach and manage portfolios that reflect this philosophy. My number one objective is to design investment strategies that help weather any type of market condition rather than deliver extraordinary returns.
Backed by J.P. Morgan, an industry leader in wealth management
At J.P. Morgan Wealth Management, I have direct access to one of the largest and most respected financial service companies in the world. The firm's 160-year history of serving individuals and institutions alike allows me to deliver the highest caliber of wealth management guidance.
By tapping the extensive resources of J.P. Morgan, I help navigate a broad suite of lending, banking, business and credit services that enable me to address the full breadth of your needs.
Learn More
Insights

Differentiating large from small: Firm size and exposure to trade tensions
August 1, 2025With tariffs likely to settle at elevated rates, we explore how company size may shape the impactRead Now
July 2025 Fed meeting: Rates hold steady once again, potentially setting up fall intrigue
July 31, 2025The Federal Reserve held rates steady once again in July, but the decision wasn’t unanimous. What could that mean for economic policy going forward?Read Now
Insight 1: Build and sustain a “great” extended family
July 30, 2025Investing in family development can have a long-lasting impact on your family’s wealth and legacy of values and traditions.Read Now
Defying the tariff drag: 3 reasons markets are moving forward
July 25, 2025The risks are real, but so is resilience. Here’s why fears about trade and policy setbacks are fading.Read Now
Capitalizing on the tax-deferral advantage of a variable annuity
July 24, 2025A variable annuity is a tax-deferred retirement product that accumulates funds or distributes income based on the performance of the underlying investment options chosen by the contract owner. Read why this can be especially beneficial for individuals in a high tax bracket.Read Now
How to use life insurance as a financial asset
July 23, 2025Yes, life insurance can offer a benefit to loved ones when you pass, but it can also be a financial asset during your life. Learn how it works.Read Now
How much of your portfolio should be in non-U.S. stocks?
July 22, 2025Explore why it may be beneficial to consider adding non‑U.S. equities by examining valuation shifts, volatility patterns and long‑term return potential.Read Now
Creating meaning in the send-off: A guide for families with college-bound children
July 22, 2025As you and your child prepare for this important next chapter, consider crafting a meaningful, celebratory send-off ritual that reflects your family’s values and hopes for the future.Read Now
Insight 2: Foundation of values to define culture and focus
July 22, 2025A core mission and set of values are important guides for a generative family, but keep in mind that they are dynamic and should be revisited and adapted with each new generation.Read Now
Differentiating large from small: Firm size and exposure to trade tensions
August 1, 2025With tariffs likely to settle at elevated rates, we explore how company size may shape the impactRead Now
July 2025 Fed meeting: Rates hold steady once again, potentially setting up fall intrigue
July 31, 2025The Federal Reserve held rates steady once again in July, but the decision wasn’t unanimous. What could that mean for economic policy going forward?Read Now
Insight 1: Build and sustain a “great” extended family
July 30, 2025Investing in family development can have a long-lasting impact on your family’s wealth and legacy of values and traditions.Read Now
Defying the tariff drag: 3 reasons markets are moving forward
July 25, 2025The risks are real, but so is resilience. Here’s why fears about trade and policy setbacks are fading.Read Now
Capitalizing on the tax-deferral advantage of a variable annuity
July 24, 2025A variable annuity is a tax-deferred retirement product that accumulates funds or distributes income based on the performance of the underlying investment options chosen by the contract owner. Read why this can be especially beneficial for individuals in a high tax bracket.Read Now
How to use life insurance as a financial asset
July 23, 2025Yes, life insurance can offer a benefit to loved ones when you pass, but it can also be a financial asset during your life. Learn how it works.Read Now
How much of your portfolio should be in non-U.S. stocks?
July 22, 2025Explore why it may be beneficial to consider adding non‑U.S. equities by examining valuation shifts, volatility patterns and long‑term return potential.Read Now
Creating meaning in the send-off: A guide for families with college-bound children
July 22, 2025As you and your child prepare for this important next chapter, consider crafting a meaningful, celebratory send-off ritual that reflects your family’s values and hopes for the future.Read Now
Insight 2: Foundation of values to define culture and focus
July 22, 2025A core mission and set of values are important guides for a generative family, but keep in mind that they are dynamic and should be revisited and adapted with each new generation.Read Now