
Stephen Malfitano
Welcome
A dedication to what matters most
I recognize and appreciate that the accumulation of wealth is the result of your hard work, ambition and the opportunities you have experienced. Affluence brings with it great responsibility that often produces anxiety and stress. I rely upon my nearly 40 years of combined experience within the capital markets and wealth management segments of the business to help relieve the stress that often accompanies the accumulation of personal wealth.
My approach is holistic and experienced
I provide direct access to exceptional investment advisory services, award-winning research and a broad suite of lending and banking services. My background in municipal bonds and fixed-income securities enables me to build strategies for clients who are concerned with preserving their wealth.
I focus on each individual
My practice focuses on your unique financial needs and offers a full array of personalized services in estate, business and retirement planning. I am proud to serve as a trusted advisor to help guide the growth, conservation and distribution of your assets for your family and future generations.
My reputation has been built one client at a time
Throughout my career, I have advised a broad range of clients including affluent individuals, state and local municipalities and institutions. For me, there is no more rewarding feeling than helping someone in a relevant and meaningful way that enhances their life. I offer a hands-on experience and strive to be your first call as a partner in your financial success.
Investment Approach
Seasoned capabilities
My background spans almost 40 years, during which we have experienced many investment trends and some of the most volatile financial markets in history. This first-hand knowledge provides a seasoned perspective on the need for sound financial decision-making. My focus is to provide wealth management guidance that is predicated on experience and is always in your best interest.
A hands-on approach
I deliver the kind of personal touch that is invaluable when advising individuals and families with considerable wealth. My mission is to build deep, long-lasting and meaningful relationships with clients. I am passionate about delivering on this and strive to be your first call for all of your financial needs.
Holistic wealth management
By listening to you, I can help uncover your priorities and distinct objectives—wealth transfer, philanthropic giving, lifestyle, retirement. These insights are vital to crafting an intelligent and holistic wealth management strategy designed specifically for you.
Serving the entirety of your financial needs
People are most comfortable with a knowledgeable advisor they can trust to care for every aspect of their financial life. In a similar way, I am drawn to the case-by-case nature of wealth management and offer advice and counsel that considers the complexities of your unique financial situation.
Distinctive background
Clients turn to me for my extensive life and capital markets experience, particularly with municipal bond and fixed-income securities. I am a long-term thinker with a conservative approach and manage portfolios that reflect this philosophy. My number one objective is to design investment strategies that help weather any type of market condition rather than deliver extraordinary returns.
Backed by J.P. Morgan, an industry leader in wealth management
At J.P. Morgan Wealth Management, I have direct access to one of the largest and most respected financial service companies in the world. The firm's 160-year history of serving individuals and institutions alike allows me to deliver the highest caliber of wealth management guidance.
By tapping the extensive resources of J.P. Morgan, I help navigate a broad suite of lending, banking, business and credit services that enable me to address the full breadth of your needs.
Learn More
Insights

When oil jumps, household wealth guides the economy
March 13, 2026Oil spikes could transmit through the economy faster via equities than the pump, pressuring spending through the wealth effect. What could that mean for inflation paths, equity sensitivity and near-term demand?Read Now
Wealth planning is a women’s issue
March 12, 2026While supporting women during earning years is important, it is equally important that women are also equipped for what comes after – and in particular, that means having a comprehensive wealth plan.Read Now
What to know about tax-aware borrowing
March 11, 2026Individuals can choose to take out loans in a way that may minimize their tax liability – this is called tax-aware borrowing. Learn more about it.Read Now
What to consider when you’re considering alternative investments
March 9, 2026Prioritizing due diligence and manager selection can be key to building an allocation to alternatives that enhances your portfolio’s diversification and outperformance potential.Read Now
Oil shock jolts American stocks into driver’s seat … for now
March 6, 2026Despite the latest Middle East conflict and a surge in oil prices, U.S. equities remain resilient amid international volatility.Read Now
What is tangled title and how can it be avoided?
March 5, 2026Home ownership is one of the most common ways of building generational wealth, but tangled titles can be a hurdle in achieving this. Read on to learn more.Read Now
What are my options to save for my children’s education?
March 5, 2026Planning early for your children’s and grandchildren’s education can help you cover these expenses in a tax-efficient manner. Read more on saving for education.Read Now
What are the tax changes for 2026?
March 3, 2026There are many tax code changes on the horizon that are the result of the One Big Beautiful Bill Act. Become familiar with what they are as you optimize your 2026 financial plan.Read Now
AI vs. AI: The arms race for security
February 27, 2026As panic around artificial intelligence (AI) fuels exaggerated fears of disruption and sell-offs, cybersecurity and sovereign infrastructure stand to benefit as critical levers of AI adoption.Read Now
When oil jumps, household wealth guides the economy
March 13, 2026Oil spikes could transmit through the economy faster via equities than the pump, pressuring spending through the wealth effect. What could that mean for inflation paths, equity sensitivity and near-term demand?Read Now
Wealth planning is a women’s issue
March 12, 2026While supporting women during earning years is important, it is equally important that women are also equipped for what comes after – and in particular, that means having a comprehensive wealth plan.Read Now
What to know about tax-aware borrowing
March 11, 2026Individuals can choose to take out loans in a way that may minimize their tax liability – this is called tax-aware borrowing. Learn more about it.Read Now
What to consider when you’re considering alternative investments
March 9, 2026Prioritizing due diligence and manager selection can be key to building an allocation to alternatives that enhances your portfolio’s diversification and outperformance potential.Read Now
Oil shock jolts American stocks into driver’s seat … for now
March 6, 2026Despite the latest Middle East conflict and a surge in oil prices, U.S. equities remain resilient amid international volatility.Read Now
What is tangled title and how can it be avoided?
March 5, 2026Home ownership is one of the most common ways of building generational wealth, but tangled titles can be a hurdle in achieving this. Read on to learn more.Read Now
What are my options to save for my children’s education?
March 5, 2026Planning early for your children’s and grandchildren’s education can help you cover these expenses in a tax-efficient manner. Read more on saving for education.Read Now
What are the tax changes for 2026?
March 3, 2026There are many tax code changes on the horizon that are the result of the One Big Beautiful Bill Act. Become familiar with what they are as you optimize your 2026 financial plan.Read Now
AI vs. AI: The arms race for security
February 27, 2026As panic around artificial intelligence (AI) fuels exaggerated fears of disruption and sell-offs, cybersecurity and sovereign infrastructure stand to benefit as critical levers of AI adoption.Read Now

