
Wealth PartnersGalit Ben-Joseph
Awards and Industry Recognition


Forbes
Working Mother
Welcome
Galit provides comprehensive wealth management services, assisting clients with investment strategy, asset allocation, portfolio construction and engineering, estate planning, charitable giving, hedging concentrated stock positions, and planning for the sale of privately held businesses.
Investment Approach
Guiding principles
My advice, recommendations and execution are guided by an overarching mandate—to address a client's goals, needs and concerns—a mandate I aspire to execute competently, professionally and courteously.
My approach is anchored in tailored solutions designed to address the individual circumstances and needs of each client. At the outset, I devote intense effort to understanding the entirety of a client's financial position and evolving liquidity needs, as well as their short-, intermediate- and long-term financial goals. I work to identify often-competing priorities, assess trade-offs associated with different investment approaches, and guide the client through an informed decision-making process to establish a thoroughly vetted, sound investment strategy.
I am systematic and accountable in execution. My actions are governed by clearly established client expectations, and I engage clients on a regular and recurring basis, reporting results, reassessing their evolving circumstances, and recommending timely adjustments as needs and capital markets change.
Investment strategy and approach
I assist clients in developing, implementing and maintaining prudent investment plans, a process which requires careful consideration of the potential impact of including different types of investments in a client's portfolio. For many clients, establishing an appropriate level of diversification (strategic asset allocation) between stocks and bonds, among sectors, and across geographies can be the difference between success and failure relative to their goals.
My recommendations on asset allocation, portfolio construction and related investment strategy matters require careful assessment of trade-offs a client should consider before investing. I utilize robust quantitative tools that include simulations of the range of potential outcomes the client could experience in hostile, favorable and normal capital market environments. These simulations provide clients with a means of assessing how key investment strategy decisions might, in different investment environments, impact:
- Short-term liquidity requirements
- Longer-term retirement plans
- Legacy (wealth transfer, charity) objectives
This disciplined process provides a framework for enhancing outcomes, either through improved return potential, lower expected volatility, or in some circumstances, a combination of each.
Disciplined, tax-aware execution with sound, recurring counsel
I am disciplined in execution and diligent in my ongoing communication with clients. My implementation models include active management employing carefully vetted, third-party managers and low-cost passive investment strategies. In all cases, my goal is to produce as stable a stream of returns as possible for any given risk profile, with the overarching goal of helping clients adhere to their plans.
For taxable accounts, I apply a strict discipline of avoiding short-term gains to the greatest extent possible, and I seek to control the tax consequences of long-term capital gains through loss harvesting. I am, however, careful not to let tax avoidance dictate poor investment results or expose clients to undue risk. As further risk control, I rebalance accounts on a periodic basis, shifting monies from portfolio components that may have become overvalued to components that may be undervalued.
I interact regularly with clients, assessing results, market dynamics, and any change in personal circumstance that may have a bearing on investment strategy. On an ongoing basis, I provide research, planning tools, insights and judgment to help people make optimum investment choices, given their specific circumstances.
Learn More
Specialist Resources
Insights

Building tax-efficient equity exposure
April 21, 2025We expect equities to deliver positive performance in 2025 – although we could see some volatility along the way. Learn how you can enhance your after-tax returns.Read Now
Where will tariff rates settle? 3 scenarios explained
April 17, 2025Amid rapid policy changes, we’re refining our views on global economies and markets.Read Now
Debunking the top five sustainable investing myths
April 16, 2025Sustainable investing may help you achieve your financial goals while incorporating personal values. Despite its popularity, misconceptions still exist. Here’s the truth behind some of the most common sustainable investing myths.Read Now
When disaster strikes: How to give with intention and impact
April 16, 2025After a disaster, it’s natural to want to take action. A short- and long-term disaster philanthropy strategy can ensure your gifts are given when most needed and have a lasting impact.Read Now
Building up: How we see infrastructure investment expanding
April 14, 2025We see a combination of surging demand and increasing public and private investment as potential positives for infrastructure assets.Read Now
5 thoughts on the market’s tariff tantrum
April 11, 2025The market cast a loud “no” vote on tariffs, but opportunities emerged. Here are some key takeaways rising from the turmoil.Read Now
U.S. adds 228K jobs in March amidst market volatility: How investors should read the numbers
April 7, 2025The March 2025 jobs report was stronger than expected, though the unemployment rate slightly ticked up. How might the Fed react and what does the data mean for investors?Read Now
Planning techniques in a volatile market
April 7, 2025Estate planning may not be at the top of your mind during times of market volatility. However, careful consideration of the opportunities presented during a market decline, especially when interest rates are low, may help reduce taxes as well as assist in fulfilling estate planning goals.Read Now
Lessons from “Liberation Day”: A guide to tariffs
April 4, 2025What could President Trump’s tariffs mean for the U.S. economy – and investors?Read Now
Building tax-efficient equity exposure
April 21, 2025We expect equities to deliver positive performance in 2025 – although we could see some volatility along the way. Learn how you can enhance your after-tax returns.Read Now
Where will tariff rates settle? 3 scenarios explained
April 17, 2025Amid rapid policy changes, we’re refining our views on global economies and markets.Read Now
Debunking the top five sustainable investing myths
April 16, 2025Sustainable investing may help you achieve your financial goals while incorporating personal values. Despite its popularity, misconceptions still exist. Here’s the truth behind some of the most common sustainable investing myths.Read Now
When disaster strikes: How to give with intention and impact
April 16, 2025After a disaster, it’s natural to want to take action. A short- and long-term disaster philanthropy strategy can ensure your gifts are given when most needed and have a lasting impact.Read Now
Building up: How we see infrastructure investment expanding
April 14, 2025We see a combination of surging demand and increasing public and private investment as potential positives for infrastructure assets.Read Now
5 thoughts on the market’s tariff tantrum
April 11, 2025The market cast a loud “no” vote on tariffs, but opportunities emerged. Here are some key takeaways rising from the turmoil.Read Now
U.S. adds 228K jobs in March amidst market volatility: How investors should read the numbers
April 7, 2025The March 2025 jobs report was stronger than expected, though the unemployment rate slightly ticked up. How might the Fed react and what does the data mean for investors?Read Now
Planning techniques in a volatile market
April 7, 2025Estate planning may not be at the top of your mind during times of market volatility. However, careful consideration of the opportunities presented during a market decline, especially when interest rates are low, may help reduce taxes as well as assist in fulfilling estate planning goals.Read Now
Lessons from “Liberation Day”: A guide to tariffs
April 4, 2025What could President Trump’s tariffs mean for the U.S. economy – and investors?Read Now