
Ray PowersRay Powers, CRPC®, AIF®Managing DirectorWealth Partner
Awards and Industry Recognition

Forbes
About Ray
Ray Powers is a Managing Director and Wealth Partner at J.P. Morgan Wealth Management.
Ray's holistic approach delivers comprehensive, customized wealth planning strategies to high-net-worth individuals and their families. Drawing on his extensive capital markets background, he synthesizes the complexities of the financial landscape to offer tailored recommendations that align with their needs.
Ray's advisory services are geared toward his clients' aspirations and management on both sides of their balance sheets. He believes that just as most companies have a CFO to oversee their corporate financial affairs, his role as a Wealth Partner is equally important to the families that he serves.
As a member of the J.P. Morgan Wealth Management Portfolio Manager Program, Ray is one of a select group of advisors who undergo a screening process to manage discretionary client portfolios and are subject to ongoing quantitative and qualitative reviews to assess each advisor's investment strategy.
Ray holds the Accredited Investment Fiduciary®(AIF) designation, demonstrating his knowledge of and ability to apply fiduciary practices in managing corporate 401(k) retirement plans. He advises companies on establishing these plans, helping them adhere to their guidelines and uphold their fiduciary responsibilities.
With more than 25 years of wealth management experience, Ray began his career at Merrill Lynch, working with high- and ultra-high-net-worth clients. He joined J.P. Morgan in 2019 to provide his clients with the hands-on responsiveness of a boutique coupled with the global strength of a renowned financial institution.
A graduate of St. John's University, Ray earned a B.S. in Business Management. He grew up in Astoria, Queens, and is married to his high-school sweetheart, Tania. They are the parents of two children: Alexa, a junior at Penn State, and Anthony, who plays varsity baseball and soccer.
As the son of an American Veteran, Ray has been a lifelong advocate for veterans' organizations to which he lends his time and support. He is devoted to his community and is a member of the Knights of Columbus and an active participant in UNICO National, an Italian-American philanthropic organization whose motto is "Service Above Self." To bring this philosophy to life, he founded The Powers Family Foundation to contribute to causes that he finds personally meaningful.
In his free time, Ray enjoys playing golf and spends most Sundays with fellow exotic car enthusiasts.
Chartered Retirement Planning CounselorSM or CRPC® are registered trademarks owned by the College for Financial Planning and may not be used without the express written consent of the College. AIF: Fi360 Inc. owns and awards the certification marks "AIF®" and "Accredited Investment Fiduciary®". Authorized users of the marks have successfully met requirements for initial certification and annual recertification.
Insights

Jetting off for the season? Avoid these cybersecurity and safety pitfalls
June 5, 2025As you prepare for your next vacation, consider these tips to help safeguard personal and digital security while you travel.Read Now
Managing stock-based compensation in private companies
June 4, 2025If you are an employee of a private company, part of your compensation may be paid in stock, restricted stock units, stock options, or other company securities leaving you with no good way to convert that stock or option into cash until there is a liquidity event. It is important to make sure to be compliant with SEC rules and your company’s policies while maximizing the value of your stock-based compensation.Read Now
Incentive stock options and the AMT
June 4, 2025Incentive stock options can provide tax benefits, but without proper planning, those benefits can be diminished.Read Now
How do geopolitical shocks impact markets?
June 4, 2025While geopolitical events don’t often have lasting impacts on equities, local markets can be hit hard. Here’s what you need to know.Read Now
Business succession planning: Building an effective team
June 3, 2025The first step to a successful business succession plan is building an effective team of professionals. Here are some things to consider.Read Now
What is a living trust?
June 3, 2025You can create a trust while you’re living to help manage how your assets will be distributed after you pass away. Read how a living trust could help you protect your legacy.Read Now
The next chapter: Diving deeper into the tariff saga
May 30, 2025Tariffs are becoming just one of the many things driving markets. How might investors respond?Read Now
Where to invest cash to boost its yield
May 30, 2025Cash is essential to cover immediate expenses and emergencies, but yours may not be reaching its full potential. Learn how to make the most of your cash holdings.Read Now
How parents can create financially independent adults
May 27, 2025Education, communication and planning are key for successfully raising financially independent adults.Read Now
Jetting off for the season? Avoid these cybersecurity and safety pitfalls
June 5, 2025As you prepare for your next vacation, consider these tips to help safeguard personal and digital security while you travel.Read Now
Managing stock-based compensation in private companies
June 4, 2025If you are an employee of a private company, part of your compensation may be paid in stock, restricted stock units, stock options, or other company securities leaving you with no good way to convert that stock or option into cash until there is a liquidity event. It is important to make sure to be compliant with SEC rules and your company’s policies while maximizing the value of your stock-based compensation.Read Now
Incentive stock options and the AMT
June 4, 2025Incentive stock options can provide tax benefits, but without proper planning, those benefits can be diminished.Read Now
How do geopolitical shocks impact markets?
June 4, 2025While geopolitical events don’t often have lasting impacts on equities, local markets can be hit hard. Here’s what you need to know.Read Now
Business succession planning: Building an effective team
June 3, 2025The first step to a successful business succession plan is building an effective team of professionals. Here are some things to consider.Read Now
What is a living trust?
June 3, 2025You can create a trust while you’re living to help manage how your assets will be distributed after you pass away. Read how a living trust could help you protect your legacy.Read Now
The next chapter: Diving deeper into the tariff saga
May 30, 2025Tariffs are becoming just one of the many things driving markets. How might investors respond?Read Now
Where to invest cash to boost its yield
May 30, 2025Cash is essential to cover immediate expenses and emergencies, but yours may not be reaching its full potential. Learn how to make the most of your cash holdings.Read Now
How parents can create financially independent adults
May 27, 2025Education, communication and planning are key for successfully raising financially independent adults.Read Now