Welcome
Galit provides comprehensive wealth management services, assisting clients with investment strategy, asset allocation, portfolio construction and engineering, estate planning, charitable giving, hedging concentrated stock positions, and planning for the sale of privately held businesses.
Investment Approach
Guiding principles
My advice, recommendations and execution are guided by an overarching mandate—to address a client's goals, needs and concerns—a mandate I aspire to execute competently, professionally and courteously.
My approach is anchored in tailored solutions designed to address the individual circumstances and needs of each client. At the outset, I devote intense effort to understanding the entirety of a client's financial position and evolving liquidity needs, as well as their short-, intermediate- and long-term financial goals. I work to identify often-competing priorities, assess trade-offs associated with different investment approaches, and guide the client through an informed decision-making process to establish a thoroughly vetted, sound investment strategy.
I am systematic and accountable in execution. My actions are governed by clearly established client expectations, and I engage clients on a regular and recurring basis, reporting results, reassessing their evolving circumstances, and recommending timely adjustments as needs and capital markets change.
Investment strategy and approach
I assist clients in developing, implementing and maintaining prudent investment plans, a process which requires careful consideration of the potential impact of including different types of investments in a client's portfolio. For many clients, establishing an appropriate level of diversification (strategic asset allocation) between stocks and bonds, among sectors, and across geographies can be the difference between success and failure relative to their goals.
My recommendations on asset allocation, portfolio construction and related investment strategy matters require careful assessment of trade-offs a client should consider before investing. I utilize robust quantitative tools that include simulations of the range of potential outcomes the client could experience in hostile, favorable and normal capital market environments. These simulations provide clients with a means of assessing how key investment strategy decisions might, in different investment environments, impact:
- Short-term liquidity requirements
- Longer-term retirement plans
- Legacy (wealth transfer, charity) objectives
This disciplined process provides a framework for enhancing outcomes, either through improved return potential, lower expected volatility, or in some circumstances, a combination of each.
Disciplined, tax-aware execution with sound, recurring counsel
I am disciplined in execution and diligent in my ongoing communication with clients. My implementation models include active management employing carefully vetted, third-party managers and low-cost passive investment strategies. In all cases, my goal is to produce as stable a stream of returns as possible for any given risk profile, with the overarching goal of helping clients adhere to their plans.
For taxable accounts, I apply a strict discipline of avoiding short-term gains to the greatest extent possible, and I seek to control the tax consequences of long-term capital gains through loss harvesting. I am, however, careful not to let tax avoidance dictate poor investment results or expose clients to undue risk. As further risk control, I rebalance accounts on a periodic basis, shifting monies from portfolio components that may have become overvalued to components that may be undervalued.
I interact regularly with clients, assessing results, market dynamics, and any change in personal circumstance that may have a bearing on investment strategy. On an ongoing basis, I provide research, planning tools, insights and judgment to help people make optimum investment choices, given their specific circumstances.
Learn More
Specialist Resources
Insights

5 things moving markets—besides the Fed
February 3, 2022From COVID-19 case counts to the resilient housing market, there are some key dynamics investors should be keeping an eye on.Read Now
Black women are the fastest growing group of entrepreneurs. But the job isn’t easy.
February 21, 2022Read Now
How are markets adjusting to the ongoing crisis in Ukraine?
March 3, 2022Three things are starting to become clear as the invasion continues.Read Now
The intersection of climate change and the need to upgrade home insurance
March 8, 2022Climate change is impacting lots of choices that people make – even insurance. Keep reading to learn more about how homeowners insurance has been affected by climate change.Read Now
Key actions to consider before filing your U.S. tax return
February 16, 202214 moves that may help you optimize your 2021 return and set up for 2022.Read Now
New York Estate Planning
February 16, 2022When putting together an estate plan or any financial plan, you should consider the various different state laws that could impact the plan in addition to federal laws. Here are some important items to think about for individuals with ties to New York StateRead Now
The case for (always) staying invested
February 17, 2022Volatility is no fun for most investors, but these four things may help investors achieve their long-term goals.Read Now
There’s been a stock market sell-off—now what?
January 20, 2022We provide three simple tips to help investors navigate market volatility.Read Now
What impact might the Russian invasion have on markets?
February 24, 2022We’re assessing sanctions, energy prices and the price action to determine what the conflict might mean for investors.Read Now
What you need to know about this week’s Fed meeting
January 27, 2022We break down what the Fed's stance on rate hikes, inflation and the market sell-off will mean for investors.Read Now
Will central banks have to cause a recession to tame inflation?
February 10, 2022We’re answering the top questions on investors’ minds—and what they mean for portfolios.Read Now
Will the Fed be the market’s friend or foe in 2022?
February 16, 2022The economy and risk assets could power through higher interest rates this year. Here’s why.Read Now
5 things moving markets—besides the Fed
February 3, 2022From COVID-19 case counts to the resilient housing market, there are some key dynamics investors should be keeping an eye on.Read Now
Black women are the fastest growing group of entrepreneurs. But the job isn’t easy.
February 21, 2022Read Now
How are markets adjusting to the ongoing crisis in Ukraine?
March 3, 2022Three things are starting to become clear as the invasion continues.Read Now
The intersection of climate change and the need to upgrade home insurance
March 8, 2022Climate change is impacting lots of choices that people make – even insurance. Keep reading to learn more about how homeowners insurance has been affected by climate change.Read Now
Key actions to consider before filing your U.S. tax return
February 16, 202214 moves that may help you optimize your 2021 return and set up for 2022.Read Now
New York Estate Planning
February 16, 2022When putting together an estate plan or any financial plan, you should consider the various different state laws that could impact the plan in addition to federal laws. Here are some important items to think about for individuals with ties to New York StateRead Now
The case for (always) staying invested
February 17, 2022Volatility is no fun for most investors, but these four things may help investors achieve their long-term goals.Read Now
There’s been a stock market sell-off—now what?
January 20, 2022We provide three simple tips to help investors navigate market volatility.Read Now
What impact might the Russian invasion have on markets?
February 24, 2022We’re assessing sanctions, energy prices and the price action to determine what the conflict might mean for investors.Read Now
What you need to know about this week’s Fed meeting
January 27, 2022We break down what the Fed's stance on rate hikes, inflation and the market sell-off will mean for investors.Read Now
Will central banks have to cause a recession to tame inflation?
February 10, 2022We’re answering the top questions on investors’ minds—and what they mean for portfolios.Read Now
Will the Fed be the market’s friend or foe in 2022?
February 16, 2022The economy and risk assets could power through higher interest rates this year. Here’s why.Read Now