Ray PowersRay Powers, CRPC®, AIF®Executive DirectorWealth Advisor
About Ray
Ray Powers is an Executive Director and Wealth Advisor with J.P. Morgan Wealth Management.
He serves the comprehensive advisory needs of high-net-worth clients and their families, delivering holistic financial planning strategies that are tailored to personalized requirements.
As a member of the J.P. Morgan Wealth Management Portfolio Manager Program, Ray is one of a select group of advisors who undergo a screening process to manage discretionary client portfolios, and are subject to ongoing quantitative and qualitative reviews to assess each advisor's investment strategy. Ray also holds the Accredited Investment Fiduciary® (AIF) designation, which demonstrates his knowledge of and ability to apply Fiduciary Practices as he manages Corporate 401(k) Retirement Plans.
Ray manages wealth from both sides of the balance sheet and takes a goals-based approach to offer advisory guidance that is in the best interests of each individual. His capabilities extend beyond investment management as he provides appropriate strategies for a wide array
of financial needs including portfolio management, retirement planning, customized mortgages and trust & estate planning.
Ray partners alongside CPAs, lawyers and other consultants to help ensure that the entirety of each client's financial picture is considered. He believes that just as most companies have a CFO to oversee their corporate financial affairs, his role as a Wealth Advisor is equally important to the families that he serves.
With 25 years of wealth management experience, Ray began his career at Merrill Lynch where he worked with high- and ultra-high-net-worth clients. While with the firm, he was a member of a team that provided feedback to Management on what clients were looking for in technology advancements. Ray draws from his deep wealth management background and translates the complexities of the financial landscape into meaningful information to deliver the best strategies available. He joined J.P. Morgan in 2019 to provide his clients with the hands-on responsiveness of a boutique firm coupled with the global strength of one of the most renowned financial institutions in the world.
A graduate of St. John's University, Ray earned a B.S. in Business Management.
Originally from Astoria, Queens, Ray has been married to his high school sweetheart, Tania, for almost 25 years. They are the parents of two teenagers, Alexa and Anthony, and enjoy supporting their children's artistic and athletic pursuits.
Ray is the son of an American Veteran and has been a life-long advocate for veterans' organizations where he lends his time and support. Involved in his community, he is a member of the Knights of Columbus as well as an active participant in UNICO National, an Italian-American philanthropic organization whose motto is "Service Above Self."
Chartered Retirement Planning CounselorSM or CRPC® are registered trademarks owned by the College for Financial Planning and may not be used without the express written consent of the College. AIF: Fi360 Inc. owns and awards the certification marks "AIF®" and "Accredited Investment Fiduciary®". Authorized users of the marks have successfully met requirements for initial certification and annual recertification.
Insights
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December 1, 2022Historically, the month of November tends to be a strong one for the equity market. This year was (perhaps surprisingly) no different.Read NowWe need to talk: Communicating your estate plan with your family
November 20, 2022Your estate planning shouldn’t be a secret. Communicating your wishes is important. Keep reading to learn more.Read NowMarket Thoughts: We've never seen a cycle like this before
November 17, 2022Here’s how we’re navigating the uncertainty — and what we expect to see next.Read NowIs the mighty U.S. dollar weakening?
November 17, 2022If the currency turns lower it may mean inflation is cooling — and improved conditions for U.S. investors and companies.Read NowAdd fraud prevention to your holiday plans
November 16, 2022Fraudsters will be out in force. Take these steps to keep criminals from spoiling your year-end celebrations.Read NowMunicipal bonds are in the spotlight. Should they be in your portfolio?
November 16, 2022With tax-equivalent yields around 7% and strong fundamentals, municipal bonds are one of our highest-conviction ideas.Read NowFor your year-end tax planning, beware the wash sale rule
November 15, 2022Tax-loss harvesting can help you offset capital gains. But only if you do it properly.Read NowWith U.S. Midterm elections unclear, the economy retakes the stage
November 9, 2022Stocks could bounce with an election resolution, but the focus remains on inflation and the economy.Read NowFixed income: There’s a lot to love
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