
Philip Pluta
Welcome
Investing with composure
I have invested clients' capital throughout the course of many investment cycles. My deep exposure to the many factors that impact portfolio theory—interest rate environments, market fluctuations and economic conditions—is the foundation of my practice and is an important differentiator to help navigate the complexities of significant assets.
Conservative portfolio development and management
As a member of J.P. Morgan Wealth Management' Portfolio Management Program, I stand among a small group of advisors who manage discretionary client investments and are subject to regular quantitative and qualitative reviews. This exacting attention to detail enables me to actively manage investments on behalf of individual clients.
The investment strategies I design help care for the many factors that are imperative to you—preservation of capital, income generation, principal growth and liquidity needs. From these inputs, I construct portfolios using proprietary models that I have developed in-house. My primary objective is to create risk strategies that strike a balance among these priorities in a manner that addresses your individualized circumstances and is aligned with your Investment Policy Statement or investment objectives. Through prudent execution of these plans, I help to steer through phases of financial accumulation, including growth, capital campaigns, financial distribution, retirement and short-term needs, and finally passing to heirs or foundations managing funds to perpetuity.
Institutional-quality investment management
My diverse capabilities enable me to work with clients on both a discretionary and non-discretionary basis, and at an institutional-quality level. I draw on my robust investment committee experience and rigorous due diligence to provide advisory services that are traditionally reserved for the world's largest investors. As an extension of my practice, I offer a comprehensive process to aide in the creation of investment policies and standards that align a not-for-profit's financial goals and portfolios into one conservative and comprehensive statement.
A single point of contact
I serve as a conduit for the full breadth of J.P. Morgan's diverse resources—from global investment platforms to sophisticated lending solutions and award-winning research teams. I leverage the insights and practices that have been distilled from the firm's more than 200 years of serving individuals and institutions alike.
A reputation built one client at a time
My goal is to offer an excellent and individually focused experience, and I hold myself to exacting standards in the pursuit of delivering on that promise. I am proud to present the highest level of customer care to help not-for-profits stay the course.
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Insights

Financial considerations for multigenerational households
May 7, 2025Multigenerational living can offer financial benefits, but understanding the unique considerations that come with it is key to fostering financial wellbeing among members.Read Now
The art of making your estate plan matter: Using your superpower as a “wise giver”
May 6, 2025Transferring wealth is an act of benevolence, but you shouldn’t do it without considering the type of transaction a gift represents. Wise givers will take into account the needs and wants of the recipient as they decide how to give and how much.Read Now
What April’s solid jobs report means for the stock market and interest rates
May 5, 2025The April 2025 jobs report underscored the labor market’s resilience in the face of trade policy uncertainties and recent market volatility.Read Now
AI tools and your privacy: What you need to know
May 5, 2025Easy-to-use artificial intelligence tools may soon change our work and school lives. But they come with a host of new privacy threats. Here are some ways to help protect yourself.Read Now
3 ways to stay active while in retirement
May 5, 2025Staying active in retirement is important. Here’s how you can stay energized, put your expertise to use and keep your finances in check in retirement.Read Now
The first 100 days: What Trump’s policies mean for investors
May 2, 2025Amid market volatility, we reflect on the impact of the U.S. president’s second-term policies.Read Now
What is the wash sale rule?
April 29, 2025The wash sale rule is a regulation that prevents taxpayers from claiming an immediate loss on assets they still own. Learn more about what a wash sale is.Read Now
Threading the needle: Where markets may be mispricing trade risk
April 25, 2025As tension grows between world’s largest economies, we explore where investors can find opportunity.Read Now
Why cash flow forecasting and succession planning matter
April 23, 2025As a business owner, effective cash flow management is crucial. From growth to legacy, read on to learn the important components of a well-balanced strategy.Read Now
Financial considerations for multigenerational households
May 7, 2025Multigenerational living can offer financial benefits, but understanding the unique considerations that come with it is key to fostering financial wellbeing among members.Read Now
The art of making your estate plan matter: Using your superpower as a “wise giver”
May 6, 2025Transferring wealth is an act of benevolence, but you shouldn’t do it without considering the type of transaction a gift represents. Wise givers will take into account the needs and wants of the recipient as they decide how to give and how much.Read Now
What April’s solid jobs report means for the stock market and interest rates
May 5, 2025The April 2025 jobs report underscored the labor market’s resilience in the face of trade policy uncertainties and recent market volatility.Read Now
AI tools and your privacy: What you need to know
May 5, 2025Easy-to-use artificial intelligence tools may soon change our work and school lives. But they come with a host of new privacy threats. Here are some ways to help protect yourself.Read Now
3 ways to stay active while in retirement
May 5, 2025Staying active in retirement is important. Here’s how you can stay energized, put your expertise to use and keep your finances in check in retirement.Read Now
The first 100 days: What Trump’s policies mean for investors
May 2, 2025Amid market volatility, we reflect on the impact of the U.S. president’s second-term policies.Read Now
What is the wash sale rule?
April 29, 2025The wash sale rule is a regulation that prevents taxpayers from claiming an immediate loss on assets they still own. Learn more about what a wash sale is.Read Now
Threading the needle: Where markets may be mispricing trade risk
April 25, 2025As tension grows between world’s largest economies, we explore where investors can find opportunity.Read Now
Why cash flow forecasting and succession planning matter
April 23, 2025As a business owner, effective cash flow management is crucial. From growth to legacy, read on to learn the important components of a well-balanced strategy.Read Now