
Cynthia CougouleCynthia Cougoule, CRPC®Relationship Manager
About Cynthia
Cynthia Cougoule is a Relationship Manager at J.P. Morgan Wealth Management.
Cynthia is the primary point of contact for client relationships within The Rutledge Custodio Team, addressing each person's needs with warmth, thoroughness and a genuine desire to make clients' lives easier. With more than two decades of experience in private wealth management, Cynthia understands the priorities of an accomplished clientele. She is skilled in listening attentively and facilitating timely responses to client inquiries, following consistent processes so that clients can enjoy the immediacy and attentiveness they deserve.
Clients look to Cynthia for a range of needs. She is adept in new account onboarding, money movement, account inquiries, team operations and special projects. Whatever the need, Cynthia does her best to identify the resources that clients require, following through with diligence and resolve. Cynthia relates that she strives to treat each client like her own family members, often becoming a trusted member of a client's inner circle. That comfort, she notes, is one of the most precious aspects of each relationship—an honor she works hard to uphold.
Prior to moving to J.P. Morgan Wealth Management with her team in 2023, Cynthia was a Client Relationship Director with First Republic Private Wealth Management. Her experience also includes 17 years with Merrill, most recently as a Private Wealth Relationship Manager within Merrill Private Wealth Management.
Cynthia earned her B.A. from the University of California, Berkeley. She holds the Chartered Retirement Planning CounselorSM designation and is a Notary Public for the state of California.
Cynthia is an instrument rated pilot, nurturing a love of flying that she shares with her son. She flies pets for various rescue organizations in California and also fosters rescue animals in her home.
Cynthia and her husband live in the South Bay Area and have three children.
Insights

Insight 7: Develop a capable and committed rising generation
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July Jobs report highlights US job growth has slowed significantly; markets react negatively
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Capitalizing on the tax-deferral advantage of a variable annuity
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July 22, 2025Explore why it may be beneficial to consider adding non‑U.S. equities by examining valuation shifts, volatility patterns and long‑term return potential.Read Now
Insight 7: Develop a capable and committed rising generation
August 5, 2025Members of the younger generation are the future stewards of the family enterprise, so it is important to invest time and resources in cultivating their interests and skills.Read Now
July Jobs report highlights US job growth has slowed significantly; markets react negatively
August 4, 2025Job growth slowed in July with only 73,000 new jobs added and earlier months revised sharply lower, showing the labor market has weakened.Read Now
Differentiating large from small: Firm size and exposure to trade tensions
August 1, 2025With tariffs likely to settle at elevated rates, we explore how company size may shape the impactRead Now
July 2025 Fed meeting: Rates hold steady once again, potentially setting up fall intrigue
July 31, 2025The Federal Reserve held rates steady once again in July, but the decision wasn’t unanimous. What could that mean for economic policy going forward?Read Now
Insight 1: Build and sustain a “great” extended family
July 30, 2025Investing in family development can have a long-lasting impact on your family’s wealth and legacy of values and traditions.Read Now
Defying the tariff drag: 3 reasons markets are moving forward
July 25, 2025The risks are real, but so is resilience. Here’s why fears about trade and policy setbacks are fading.Read Now
Capitalizing on the tax-deferral advantage of a variable annuity
July 24, 2025A variable annuity is a tax-deferred retirement product that accumulates funds or distributes income based on the performance of the underlying investment options chosen by the contract owner. Read why this can be especially beneficial for individuals in a high tax bracket.Read Now
How to use life insurance as a financial asset
July 23, 2025Yes, life insurance can offer a benefit to loved ones when you pass, but it can also be a financial asset during your life. Learn how it works.Read Now
How much of your portfolio should be in non-U.S. stocks?
July 22, 2025Explore why it may be beneficial to consider adding non‑U.S. equities by examining valuation shifts, volatility patterns and long‑term return potential.Read Now