
Wealth PartnersThe Rutledge Custodio Team
Awards and Industry Recognition




Forbes
Welcome
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At The Rutledge Custodio Team, we recognize that significant wealth is accompanied by opportunities, as well as challenges. Clients look to us to provide leadership, structure, strategy, and organization, smoothing the intersection of their lives and wealth.
Our team is a tight-knit group that offers a different kind of client experience:
- You have access to all of us. We are a team in the true sense of the word. We work together to support you, combining our strengths to help you advance your goals. Close collaborators, we ensure your needs are top of mind. Together, we look to do all we can to advance steady progress toward your ambitions.
- Your needs command our attention. We serve a limited number of clients by design. Our approach simply cannot be mass produced. It is intensive, deeply customized, and thorough. Our clients appreciate the immediacy of our advice and the diligence of our process.
- Your peace of mind is the metric that matters most. We don't simply speak those words. We live them through our actions. The decisions we make, the scope of services we provide, the accessibility we offer—these offerings are designed to provide you with the peace and confidence to live a more fulfilling financial life.
Perspective that stems from experience
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Our team founders, Theresa Rutledge and Tony Custodio, have each worked in investing and wealth management for more than three decades. They are joined by team members A.J. Tarpley, Cynthia Cougoule, and Katherine Ryan—each of whom draws on significant exposure to the needs of an accomplished clientele.
We've worked with wealthy individuals and families throughout our careers, so we are keenly attuned to their priorities. Clients from varied paths have engaged our assistance, including technology founders, senior executives, private equity and venture capital principals, real estate investors, and athletes.
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Here are a few of the ways we add value to our clients' lives:
- Long-term planning. Financial planning is integral to our approach, aligning multiple variables to help clients define their goals, consider their risk tolerance, weigh their intentions, evaluate their options, and provide the structure to pursue their objectives more effectively.
- Portfolio design. Our investment process is firmly centered on the nuances of each client's situation, encompassing a tax-sensitive perspective. We customize each portfolio to reflect a client's time horizon, cash-flow needs, risk tolerance, and wealth-transfer objectives, adhering to a disciplined approach designed to yield long-term growth.
- Wealth transfer and legacy design. We have significant experience in trust design, working in concert with a client's external tax and legal advisors, as appropriate, to advance steady collaboration. We also draw on extensive knowledge of philanthropic services and family foundations, supporting clients in creating meaningful impact on their communities, near and far.
- Clarity and consolidation. Some clients engage our help after working in demanding careers for decades. Typically, they have wide ranging assets in multiple locations. They look to us to help streamline their financial affairs, reducing inefficiencies and remedying possible gaps.
Service that cements strong relationships
We've long believed that there are many things you can't control in wealth management: the investment markets, geopolitical concerns, and economic shocks, among others.
A fundamental tenet of our practice, however, is that you can control the quality of service that clients experience. We aim to serve you exceptionally well. Here are a few of the ways we look to deliver on that premise:
- We are extremely accessible and responsive. We pride ourselves on answering our phones, returning emails promptly and providing you with the reassurance you deserve.
- We relieve the administrative burdens of significant wealth. We are eager to reduce stress and aggravation in your life and restore time to your schedule. We've tackled some interesting requests over the years and listen with an open mind, unleashing our team of capable problem-solvers upon your needs.
Meet Our Team

Managing family wealth is often complex and requires more than just sound financial counsel. We can facilitate introductions to our family wealth specialists who offer the following services:
- Family Engagement & Governance with financial literacy programs and research-based models to help educate family members, and help guide interactions
- Family Philanthropy to initiate and/or elevate your giving and create meaningful change
- Family Lifestyle with introductions to professionals in cybersecurity, bill pay, healthcare management, private aviation, staffing, education and more
- Outsourced Family Office for support with the management of the family's financial and administrative needs
Insights

“Buy-borrow-die": The 3-step wealth strategy explained
July 2, 2026The buy-borrow-die approach may help you save on capital gains taxes and preserve wealth for your heirs. Learn about the benefits and risks.Read Now
Small-cap success: Why this rally looks different
July 2, 2026Earnings estimates are sharply rising for small caps stocks as a broadening of market gains takes shape.Read Now
Paying with debt: How to leverage your investments
July 1, 2026Borrowing against your investments and assets can help you fund new opportunities while preserving liquidity. Find out which options might be a fit for your needs and goals.Read Now
The world changed in 10 days: An oil unwind and a hawkish Fed
June 26, 2026Falling oil prices and a shift in Federal Reserve tone are easing inflation pressures and prompting a reassessment of the outlook for rates and risk assets.Read Now
How to pass down the family vacation home
June 22, 2026Careful estate planning can help you accommodate your children’s differing lifestyles, needs, even tastes in décor – and allow them to truly enjoy the family vacation home.Read Now
What is a backdoor Roth IRA?
June 18, 2026A backdoor Roth IRA is a strategy that allows high-income earners who exceed Roth IRA contribution income limits to take advantage of a Roth IRA. Keep reading to learn more.Read Now
What happened at Kevin Warsh’s first Fed meeting as chair? 3 key takeaways from the June 2026 FOMC decision
June 18, 2026The Federal Reserve held rates steady at its June meeting, which was also Kevin Warsh’s first meeting as chair. Here’s what the dot plot, policy statement and press conference signaled for interest rates in 2026 and beyond.Read Now
$1.5 trillion goods trade is on the line in USMCA's first test
June 18, 2026As the USMCA enters review, potentially tighter rules may shape where companies build, source and invest across North America.Read Now
When is a custodial account a good choice?
June 18, 2026What is a custodial account, and when is it the right choice? We explore the pros and cons in this comprehensive guide.Read Now
“Buy-borrow-die": The 3-step wealth strategy explained
July 2, 2026The buy-borrow-die approach may help you save on capital gains taxes and preserve wealth for your heirs. Learn about the benefits and risks.Read Now
Small-cap success: Why this rally looks different
July 2, 2026Earnings estimates are sharply rising for small caps stocks as a broadening of market gains takes shape.Read Now
Paying with debt: How to leverage your investments
July 1, 2026Borrowing against your investments and assets can help you fund new opportunities while preserving liquidity. Find out which options might be a fit for your needs and goals.Read Now
The world changed in 10 days: An oil unwind and a hawkish Fed
June 26, 2026Falling oil prices and a shift in Federal Reserve tone are easing inflation pressures and prompting a reassessment of the outlook for rates and risk assets.Read Now
How to pass down the family vacation home
June 22, 2026Careful estate planning can help you accommodate your children’s differing lifestyles, needs, even tastes in décor – and allow them to truly enjoy the family vacation home.Read Now
What is a backdoor Roth IRA?
June 18, 2026A backdoor Roth IRA is a strategy that allows high-income earners who exceed Roth IRA contribution income limits to take advantage of a Roth IRA. Keep reading to learn more.Read Now
What happened at Kevin Warsh’s first Fed meeting as chair? 3 key takeaways from the June 2026 FOMC decision
June 18, 2026The Federal Reserve held rates steady at its June meeting, which was also Kevin Warsh’s first meeting as chair. Here’s what the dot plot, policy statement and press conference signaled for interest rates in 2026 and beyond.Read Now
$1.5 trillion goods trade is on the line in USMCA's first test
June 18, 2026As the USMCA enters review, potentially tighter rules may shape where companies build, source and invest across North America.Read Now
When is a custodial account a good choice?
June 18, 2026What is a custodial account, and when is it the right choice? We explore the pros and cons in this comprehensive guide.Read Now





