Theresa RutledgeTheresa Rutledge, CFP®Managing DirectorWealth Partner
Awards and Industry Recognition
Forbes
About Theresa
Theresa Rutledge is a Managing Director and Wealth Partner at J.P. Morgan Wealth Management.
As a co-founder of The Rutledge Custodio Team, Theresa provides enduring leadership and a refined caliber of strategy to company founders, senior executives, professional investors and other wealth creators. With more than two decades of experience advising an accomplished clientele, she offers the stability and perspective to support individuals and families in resolving the complexities that substantial wealth can pose. Theresa and her team also provide clients with the time and attention to pursue a more purposeful trajectory for their wealth, connecting their current circumstances to the arc of their ambitions.
Theresa notes that the team's approach is grounded in thorough financial planning, undertaken with the rigor and clarity that can empower sound decision-making. She and her colleagues look to align and unify multiple facets of client wealth. They have particular depth in pre-liquidity-event planning, tailored portfolio design, trust and estate services, and wealth transfer. By serving a limited number of households by design, Theresa and her team members are able to offer the immediacy and attentiveness that demonstrate how much they value each relationship.
Prior to moving to J.P. Morgan Wealth Management with her team in 2023, Theresa was a Managing Director and Wealth Manager with First Republic Private Wealth Management. Earlier in her career, she served as a Senior Vice President and Private Wealth Advisor with Merrill Private Wealth Management, where she spent more than 15 years. She has worked in investing and wealth management since 2001.
Theresa earned her B.A. in Political Science from the University of California, Los Angeles. She holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the CFP® Board of Standards, Inc.
Active in her community, Theresa volunteers as a financial literacy instructor for the Boys & Girls Clubs of the Peninsula and serves on the organization's Endowment Investment Committee.
A native of the Bay Area, Theresa enjoys living and working close to her roots. When weather permits, she likes to bike to work. She and her husband, Steve, also stay active on the weekends, taking long walks and bike rides. They have two adult sons who make them very proud. In her free hours, Theresa loves entertaining and planning her next gathering for family and friends.
CFP Board owns the marks CFP® and CERTIFIED FINANCIAL PLANNER® in the U.S.
Insights
Why cash flow forecasting and succession planning matter
April 23, 2025As a business owner, effective cash flow management is crucial. From growth to legacy, read on to learn the important components of a well-balanced strategy.Read Now
Building tax-efficient equity exposure
April 21, 2025We expect equities to deliver positive performance in 2025 – although we could see some volatility along the way. Learn how you can enhance your after-tax returns.Read Now
Where will tariff rates settle? 3 scenarios explained
April 17, 2025Amid rapid policy changes, we’re refining our views on global economies and markets.Read Now
Debunking the top five sustainable investing myths
April 16, 2025Sustainable investing may help you achieve your financial goals while incorporating personal values. Despite its popularity, misconceptions still exist. Here’s the truth behind some of the most common sustainable investing myths.Read Now
When disaster strikes: How to give with intention and impact
April 16, 2025After a disaster, it’s natural to want to take action. A short- and long-term disaster philanthropy strategy can ensure your gifts are given when most needed and have a lasting impact.Read Now
Building up: How we see infrastructure investment expanding
April 14, 2025We see a combination of surging demand and increasing public and private investment as potential positives for infrastructure assets.Read Now
5 thoughts on the market’s tariff tantrum
April 11, 2025The market cast a loud “no” vote on tariffs, but opportunities emerged. Here are some key takeaways rising from the turmoil.Read Now
U.S. adds 228K jobs in March amidst market volatility: How investors should read the numbers
April 7, 2025The March 2025 jobs report was stronger than expected, though the unemployment rate slightly ticked up. How might the Fed react and what does the data mean for investors?Read Now
Planning techniques in a volatile market
April 7, 2025Estate planning may not be at the top of your mind during times of market volatility. However, careful consideration of the opportunities presented during a market decline, especially when interest rates are low, may help reduce taxes as well as assist in fulfilling estate planning goals.Read NowWhy cash flow forecasting and succession planning matter
April 23, 2025As a business owner, effective cash flow management is crucial. From growth to legacy, read on to learn the important components of a well-balanced strategy.Read NowBuilding tax-efficient equity exposure
April 21, 2025We expect equities to deliver positive performance in 2025 – although we could see some volatility along the way. Learn how you can enhance your after-tax returns.Read NowWhere will tariff rates settle? 3 scenarios explained
April 17, 2025Amid rapid policy changes, we’re refining our views on global economies and markets.Read NowDebunking the top five sustainable investing myths
April 16, 2025Sustainable investing may help you achieve your financial goals while incorporating personal values. Despite its popularity, misconceptions still exist. Here’s the truth behind some of the most common sustainable investing myths.Read NowWhen disaster strikes: How to give with intention and impact
April 16, 2025After a disaster, it’s natural to want to take action. A short- and long-term disaster philanthropy strategy can ensure your gifts are given when most needed and have a lasting impact.Read NowBuilding up: How we see infrastructure investment expanding
April 14, 2025We see a combination of surging demand and increasing public and private investment as potential positives for infrastructure assets.Read Now5 thoughts on the market’s tariff tantrum
April 11, 2025The market cast a loud “no” vote on tariffs, but opportunities emerged. Here are some key takeaways rising from the turmoil.Read NowU.S. adds 228K jobs in March amidst market volatility: How investors should read the numbers
April 7, 2025The March 2025 jobs report was stronger than expected, though the unemployment rate slightly ticked up. How might the Fed react and what does the data mean for investors?Read NowPlanning techniques in a volatile market
April 7, 2025Estate planning may not be at the top of your mind during times of market volatility. However, careful consideration of the opportunities presented during a market decline, especially when interest rates are low, may help reduce taxes as well as assist in fulfilling estate planning goals.Read Now